Harford County property record for 323 Spruce Pine Rd, Abingdon, MD 21009
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 2,216 sqft · built 2017 |
| Lot Size | 0.06 acres (2,592 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,322 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-398853 |
| Primary APN | 01-398853 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,216 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,592 sqft (0.06 acres) |
| Garage Type | Basement |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 398853 |
|---|---|
| Street Address | 323 SPRUCE PINE RD |
| City | ABINGDON |
| State | MD |
| Zip | 21009-2739 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R1COS |
| Legal Description | LOT 126 2592 SF 323 SPRUCE PINE ROAD LAUREL RIDGE 144/14 |
| Legal Subdivision | LAUREL RDG 3 |
| Legal Lot Number | 126 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 301108 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 323 SPRUCE PINE RD, ABINGDON, MD 21009-2739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 9, 2022 | Deed of Trust, Mortgage HARFORD BANK |
| Nov 15, 2021 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Feb 13, 2017 | Deed of Trust, Mortgage · VA Mortgage TBI MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 323 SPRUCE PINE RD, ABINGDON, MD 21009-2739 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 323 SPRUCE PINE RD, ABINGDON, MD 21009-2739 |
| Document Number | 0157340394 |
|---|---|
| Date | Nov 9, 2022 |
| Book Page | 15734/394 |
| Name | HARFORD BANK |
|---|---|
| Type | Bank |
| Address | ABERDEEN, MD 21001 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Nov 3, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 323 SPRUCE PINE RD, ABINGDON, MD 21009-2739 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0151820244 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 15182/244 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 323 SPRUCE PINE RD, ABINGDON, MD 21009-2739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0122250327 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 12225/0327 |
| Instrument | 12225-0327 |
| Name | TBI MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $446,200 (+18.26%) Land $115,000 Building $331,200 | $446,200 (+18.26%) Land $115,000 Building $331,200 | |
| 2025 | $4,322.00 (+6.27%) Homeowner's exemption | ||
| 2023 | $377,300 Land $115,000 Building $262,300 | $377,300 Land $115,000 Building $262,300 | |
| 2022 | $4,067.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures