315 Spruce Pine Rd, Abingdon, MD 21009 Property Records

Harford County property record for 315 Spruce Pine Rd, Abingdon, MD 21009

Property Summary

Property TypeTownhouse
Details3.5 ba · 2,568 sqft · built 2016
Lot Size0.06 acres (2,592 sqft)
OwnerIndividual Name on Record
Last Sale$415,000 (Sep 2017)
Tax Bill$5,483 (2026)
Deeds & MortgagesSep 2017 Sale & Mortgage
Jan 2017 Sale
Flood ZoneZone X (minimal risk)
APN01-398849

Property Details

APN / Parcel Number

Primary APN01-398849
Alternative APN
  • 398849

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,568 sqft Total Area
Basement Area550 sqft
Finished Basement550 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,592 sqft (0.06 acres)
Garage TypeBasement
Garage Area540 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number398849
Street Address315 SPRUCE PINE RD
CityABINGDON
StateMD
Zip21009-2739
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR1COS
Legal DescriptionLOT 122 2592 SF 315 SPRUCE PINE ROAD LAUREL RIDGE 144/14
Legal SubdivisionLAUREL RDG 3
Legal Lot Number122
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3001
Census Tract301108

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address315 SPRUCE PINE RD, ABINGDON, MD 21009-2739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2017Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Jan 12, 2017Grant Deed, Subdivision Related Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 28, 2017 · Amount on Record
Deed SaleSep 28, 2017 · Amount on Record
Deed Document Number201712530-0498
Deed Book / Page12530 / 498
Record UpdatedOct 29, 2026

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateSep 28, 2017
Property Address315 SPRUCE PINE RD, ABINGDON, MD 21009-2739
Document Number0125300498
Book / Page12530 / 0498
Map ReferenceMB144 FO14
Instrument DateSep 25, 2017
Instrument12530-0498
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 SPRUCE PINE RD, ABINGDON, MD 21009-2739

Mortgage

Document Number125300504
DateSep 28, 2017
Instrument12530-0504
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

January 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateJan 12, 2017
Property Address315 SPRUCE PINE RD, ABINGDON, MD 21009-2739
Document Number0121810158
Book / Page012181 / 000158
Instrument DateDec 29, 2016
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 7, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Tax$386.86
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address313 SPRUCE PINE RD ABINGDON MD 210092739, ABINGDON, MD 21009-2739

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,483.00 (+11.99%)$503,100 (+19.11%) Land $115,000 Building $388,100$503,100 (+19.11%) Land $115,000 Building $388,100
2025$4,896.00 (+7.58%)
2023$422,400 Land $115,000 Building $307,400$422,400 Land $115,000 Building $307,400
2022$4,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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