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321 Spruce Pine Rd, Abingdon, MD 21009 Property Records

Harford County property record for 321 Spruce Pine Rd, Abingdon, MD 21009 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,414 sqft · built 2017
Lot Size0.06 acres (2,592 sqft)
Owner2 Individual Names on File
Last Sale$384,884 (Feb 2017)
Tax Bill$4,656 (2025)
Deeds & MortgagesApr 2021 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-398852

Property Details

APN / Parcel Number

Primary APN01-398852
Alternative APN
  • 398852

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,414 sqft Total Area
Basement Area425 sqft
Finished Basement425 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,592 sqft (0.06 acres)
Garage TypeMixed
Garage Area583 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number398852
Street Address321 SPRUCE PINE RD
CityABINGDON
StateMD
Zip21009-2739
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 125 2592 SF 321 SPRUCE PINE ROAD LAUREL RIDGE 144/14
Legal SubdivisionLAUREL RDG 3
Legal Lot Number125
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3001
Census Tract301108

Owner

Source: Harford County records · APN 01-398852

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address321 SPRUCE PINE RD, ABINGDON, MD 21009-2739
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Feb 06, 2017Deed, Transfer · Conventional Mortgage
TBI MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 06, 2017 · Amount on Record
Deed SaleFeb 06, 2017 · Amount on Record
Deed Document Number201712216-0500
Deed Book / Page12216 / 500
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address321 SPRUCE PINE RD, ABINGDON, MD 21009-2739
Transaction TypeMortgage
Record UpdatedMay 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147140118
DateApr 30, 2021
Book Page14714/118
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateFeb 06, 2017
Property Address321 SPRUCE PINE RD, ABINGDON, MD 21009-2739
Document Number0122160500
Book / Page12216 / 0500
Map ReferenceMB144 FO14
Instrument DateJan 18, 2017
Instrument12216-0500
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyUNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$5,773.26
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address321 SPRUCE PINE RD, ABINGDON, MD 21009-2739

Mortgage

Document Number122160505
DateFeb 06, 2017
Instrument12216-0505
Lender
NameTBI MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$477,500 (+18.75%) Land $115,000 Building $362,500$477,500 (+18.75%) Land $115,000 Building $362,500
2025$4,656.00 (+7.45%)
2023$402,100 Land $115,000 Building $287,100$402,100 Land $115,000 Building $287,100
2022$4,333.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253011083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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