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320 Spruce Pine Rd, Abingdon, MD 21009 Property Records

Harford County property record for 320 Spruce Pine Rd, Abingdon, MD 21009 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details2.5 ba · 2,196 sqft · built 2017
Lot Size0.06 acres (2,592 sqft)
OwnerIndividual Name on File
Last Sale$410,000 (Oct 2020)
Tax Bill$4,451 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-398873

Property Details

APN / Parcel Number

Primary APN01-398873
Alternative APN
  • 398873

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,196 sqft Total Area
Basement Area400 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,592 sqft (0.06 acres)
Garage TypeBasement
Garage Area552 sqft
Parking Spaces2 Parking Spaces
Deck Area124 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number398873
Street Address320 SPRUCE PINE RD
CityABINGDON
StateMD
Zip21009-2741
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 162 2592 SF 320 SPRUCE PINE ROAD LAUREL RIDGE 204/12
Legal SubdivisionLAUREL RDG FINAL 3
Legal Lot Number162
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3000
Census Tract301108

Owner

Source: Harford County records · APN 01-398873

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address320 SPRUCE PINE RD, ABINGDON, MD 21009-2741
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2020Deed, Transfer · Conventional Mortgage
PENTAGON FCU
May 22, 2017Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 21, 2020 · Amount on Record
Deed SaleOct 21, 2020 · Amount on Record
Prior SaleMay 22, 2017 · Amount on Record
Deed Book / Page14202 / 6
Record UpdatedSep 20, 2026

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateOct 21, 2020
Property Address320 SPRUCE PINE RD, ABINGDON, MD 21009-2741
Document Number0142020006
Book / Page14202 / 6
Map ReferenceMB 204 FO 12
Instrument DateSep 30, 2020
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyFIDELITY NATIONAL TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 SPRUCE PINE RD, ABINGDON, MD 21009-2741

Mortgage

Document Number0001420211
DateOct 21, 2020
Instrument14202/11
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateMay 22, 2017
Property Address320 SPRUCE PINE RD, ABINGDON, MD 21009-2741
Document Number0123540119
Book / Page12354 / 0119
Map ReferenceMB144 FO14
Instrument DateMar 08, 2017
Instrument12354-0119
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyMASTERS TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 SPRUCE PINE RD, ABINGDON, MD 21009-2741

Mortgage

Document Number123540124
DateMay 22, 2017
Instrument12354-0124
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$455,700 (+18.43%) Land $115,000 Building $340,700$455,700 (+18.43%) Land $115,000 Building $340,700
2025$4,451.00 (+7.51%)
2023$384,800 Land $115,000 Building $269,800$384,800 Land $115,000 Building $269,800
2022$4,140.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253011083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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