Osceola County property record for 3189 13th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 8,096 sqft · built 1990 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Company Name on File |
| Tax Bill | $17,802 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 81822 |
| Primary APN | 81822 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 4 Plumbing Fixtures |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 8,096 sqft Heated Area |
| 1st Floor Area | 8,096 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Foundation Type | Footing |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 37,462 sqft (0.86 acres) |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 81822 |
|---|---|
| Street Address | 3189 13TH ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-5925 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | S L & I C PB B PGS 61-62 E 145 FT OF LOTS 492 & 501 LYING S OF HWY 441 & BEG 145 FT W OF SE COR LOT 501 N 21.61 FT TO POB; W |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 03 |
| Legal Subdivision | ST CLOUD HWY WEST |
| Legal Tract | 725 |
| Legal Block | 1 |
| Legal Lot Number | 501 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 43203 |
Source: Osceola County records · APN 81822
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5008 AIRPORT RD NW, ROANOKE, VA 24012-1601 |
| Owner Type | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2007 |
| Deed Sale | Dec 30, 2007 |
| Deed Document Number | 0036531797 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,802.00 (+32.62%) | $1,466,400 (+55.24%) Land $477,600 Building $988,800 | $1,466,400 (+55.24%) Land $477,600 Building $988,800 |
| 2023 | $13,423.00 (+24.58%) | $944,600 (+57.99%) Land $391,100 Building $553,500 | $944,600 (+57.99%) Land $391,100 Building $553,500 |
| 2022 | $10,775.00 | $597,900 Land $325,900 Building $272,000 | $597,900 Land $325,900 Building $272,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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