2912 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2912 13th St, Saint Cloud, FL 34769 · Last verified August 2026

Property Highlights

Property Type	Commercial > Retail > Restaurant
Architecture Style	Custom Design
Year Built	Built 1995
Square Footage	7,218 sqft Gross Area
Lot Size	40,685 sqft (0.934 acres)
Garage	55 sqft
Last Sale	$100 (2016)
Tax Bill	$17,051.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-26-30-0725-0001-4725`
Alternative APNs	`263003072500014725` `81816`

Interior

Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Building Area	7,218 sqft Gross Area
1st Floor	6,382 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Paneling Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Custom Design Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Fire Resistance Class	Buildings having fireproofed structural steel frames carrying all wall, floor and roof loads. Wall, floor and roof structures are built of non-combustible materials.
Roof Construction	Sawtooth Roof Construction
Roof Material	Metal Roof
Lot Area	40,685 sqft (0.934 acres)
Depth X Width	240 ft x 157 ft Depth x Width
Garage Area	55 sqft Garage
Porch Area	18 sqft Porch
Canopy Area	480 sqft Canopy

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2912 13TH ST
City	SAINT CLOUD
State	FL
Zip	34769-5902
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Restaurant
Legal Description	S L & I C PB B PG 61-62 W 157.75 FT OF LOT 489 & 472 LESS N 75 FT & THAT PORTION OF LOT 504 N OF US 441 ABUTTING THE W 157.75 FT OF LOT 489
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	S L & I C TOWN OF ST CLOUD
Legal Tract	725
Legal Block	4725
Legal Lot Number	4725
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2024
Census Tract	43203

Owner

Source: Osceola County records · APN 03-26-30-0725-0001-4725

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5435 ALLIGATOR LAKE RD, SAINT CLOUD, FL 34772-9331
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2016 · Amount on Record
Deed Sale	Jun 01, 2016 · Amount on Record
Deed Book / Page	4982 / 511
Last Transfer Date	Jul 16, 2024
Transfer Doc	0066332260
Record Refreshed	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 27, 2026
Property Address	2912 13TH ST, SAINT CLOUD, FL 34769-5902
Document Number	0000097416
Book / Page	7009 / 1924
Instrument Date	Jul 23, 2026
Instrument	202697416
Transaction Type	Transfer
Record Updated	Aug 05, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5435 ALLIGATOR LAKE RD, SAINT CLOUD, FL 34772-9331

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,051.00 (+6.49%)	$997,400 (+6.91%) Land $518,700 Building $478,700	$997,400 (+6.91%) Land $518,700 Building $478,700
2024	$16,012.00 (+8.3%)
2023	$14,785.00 (+11.42%)	$932,900 (+14.43%) Land $424,800 Building $508,100	$932,900 (+14.43%) Land $424,800 Building $508,100
2022	$13,270.00	$815,250 Land $354,000 Building $461,250	$815,250 Land $354,000 Building $461,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.