2975 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2975 13th St, Saint Cloud, FL 34769 · Last verified August 2026

Property Summary

Property Type	Bank, Financial Building
Details	6,909 sqft · built 2006
Lot Size	2.52 acres (109,945 sqft)
Owner	Company Name on File
Last Sale	$850,000 (Mar 2005)
Tax Bill	$31,301 (2025)
Flood Zone	Zone X (minimal risk)
APN	`04-26-30-0000-0017-0000`

Property Details

APN / Parcel Number

Primary APN	`04-26-30-0000-0017-0000`
Alternative APNs	`263004000000170000` `82049`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	6,909 sqft Gross Area
1st Floor Area	4,541 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Fire Resistance	Fireproof Steel Frame
Roof Type	Flat
Roof Material	Metal
Lot Area	109,945 sqft (2.52 acres)
Lot Dimensions	200 ft deep x 222 ft wide
Garage Type	Carport
Garage Area	1,620 sqft
Carport	Carport
Carport Area	1,620 sqft
Porch	Finished/Open Porch
Porch Area	748 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2975 E IRLO BRONSON MEMORIAL HWY
City	SAINT CLOUD
State	FL
Zip	34769
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Legal Description	COM AT A PT ON SW/L LOT 11 BIG SKY PB 2 PG 191 35 FT, S 53 DEG E OF CL BIG SKY BLVD, S 53 DEG E 1400 FT TO POB S 53 DEG E 321.15 FT, S 51 DEG W 411.99 FT TO N/L US 441, N 53 DEG W ALONG R/W 222.47 FT, N 37 DEG E 400 FT TO POB AKA TRACT H
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	BIG SKY UNIT 1
Legal Tract	0000
Legal Block	17
Legal Lot Number	11
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2011
Census Tract	42904

Owner

Source: Osceola County records · APN 04-26-30-0000-0017-0000

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3087 N ALAFAYA TRL, ORLANDO, FL 32826-3205
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2005 · Amount on Record
Deed Sale	Mar 25, 2005 · Amount on Record
Prior Sale	Jun 27, 2002 · Amount on Record
Deed Document Number	200573690
Deed Book / Page	2738 / 2696
Prior Transfer Date	Oct 17, 2002
Prior Transfer Doc	2133000810
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,301.00 (+4.11%)	$1,748,800 (+14.02%) Land $1,217,900 Building $530,900	$1,748,800 (+14.02%) Land $1,217,900 Building $530,900
2024	$30,064.00 (+10.36%)
2023	$27,241.00 (+10.48%)	$1,533,800 (+11.81%) Land $1,015,200 Building $518,600	$1,533,800 (+11.81%) Land $1,015,200 Building $518,600
2022	$24,657.00	$1,371,800 Land $846,000 Building $525,800	$1,371,800 Land $846,000 Building $525,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970429042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Ian, Oct 2022 · 2 claims

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 20% of Florida
Wildfire Likelihood	About 1 in 943 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T, Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.