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2900 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2900 13th St, Saint Cloud, FL 34769

Property Summary

Property TypeHotel/Motel
Details35 ba · 12,122 sqft · built 1974
Lot Size0.96 acres (41,818 sqft)
OwnerOwner Name on Record
Last Sale$1,100,000 (Aug 2000)
Tax Bill$17,630 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN81814

Property Details

APN / Parcel Number

Primary APN81814
Alternative APN
  • 032630072500014720

Interior

Full Baths35 Baths
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms75 Rooms
Stories2 Stories
Building Area12,122 sqft Heated Area
Gross Area17,096 sqft
1st Floor Area12,122 sqft
Upper Floors Area6,426 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Fire ResistanceFireproof Reinforced Concrete
Foundation TypeFooting
Roof TypeReinforced Concrete
Roof MaterialMetal
Lot Area41,818 sqft (0.96 acres)

Exterior Amenities

Pool Area1,032 sqft
PorchOpen Porch
Porch Area6,300 sqft
Deck Area1,944 sqft
Patio Area2,976 sqft
FenceFence
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number81814
Street Address2900 13TH ST
CitySAINT CLOUD
StateFL
Zip34769-5902
Property CategoryCommercial
Property TypeCommercial > Retail > Hotel/Motel
Local Zoning CodeSHB
Legal DescriptionS L & I C PB B PGS 61-64 S 90 FT LOT 472 AND PART OF LOTS 489 AND 504 LYING N OF US HWY 441 LESS W 157.75 FT OF LOTS 472,
Legal Range30E
Legal Township26S
Legal Section03
Legal SubdivisionHOTEL-MOTEL
Legal Tract725
Legal Block1
Legal Lot Number472 504
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2024
Census Tract43203

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address2900 13TH ST, SAINT CLOUD, FL 34769-5902
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2000 · Amount on Record
Deed SaleAug 18, 2000 · Amount on Record
Deed Document Number0177101650
Deed Book / Page01771 / 01650
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2900 13TH ST, SAINT CLOUD, FL 34769-5902
Transaction TypeMortgage
Record UpdatedSep 24, 2021
Title CompanyREPUBLIC COMMERCIAL TITLE COMPANY L, REPUBLIC COM TTL CO LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2900 13TH ST, SAINT CLOUD, FL 34769-5902

Mortgage

Document Number0060370093
DateSep 3, 2021
Book Page6037/93
Instrument2021137884
Lender
NameSTATE BANK OF TEXAS
TypeBank
AddressDALLAS, TX 75234
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term119 Months
DueAug 30, 2031

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,630.00 (+16.88%)$1,057,900 (+15.28%) Land $472,900 Building $585,000$1,057,900 (+15.28%) Land $472,900 Building $585,000
2023$15,084.00 (+14.76%)$917,700 (+25.82%) Land $348,100 Building $569,600$917,700 (+25.82%) Land $348,100 Building $569,600
2022$13,144.00$729,400 Land $290,000 Building $439,400$729,400 Land $290,000 Building $439,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 71 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, Verizon.

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