3207 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3207 13th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Commercial > Office > Office Building
Year Built	Built 1995
Square Footage	5,000 sqft Heated Area
Lot Size	47,045 sqft (1.08 acres)
Tax Bill	$15,240.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`81817`
Alternative APN	`032630072500014930`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	16 Rooms
Building Area	5,000 sqft Heated Area
1st Floor	10,300 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Unfinished Interior Structure

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Exterior Material	Metal Exterior
Fire Resistance Class	Buildings having wood or wood and steel frames.
Foundation Type	Footing Foundation
Roof Construction	Rigid Frame Bar Joint Roof Construction
Roof Material	Metal Roof
Lot Area	47,045 sqft (1.08 acres)
Total Buildings	3 Total Buildings
Porch	1 Porch
Porch Area	1,028 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling

Location & Zoning

Account Number	81817
Street Address	3207 13TH ST
City	SAINT CLOUD
State	FL
Zip	34769-5927
Property Usage	Commercial Property Usage
Type	Commercial > Office > Office Building
Legal Description	S L & I C PB B PGS 61-62 LOTS 493 & 500 LYING S OF US HWY 441 AND W 1/2 OF VAC R/W ABUTTING E SIDE AND VAC R/W ABUTTING S
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	ST CLOUD HWY WEST
Legal Tract	725
Legal Block	1
Legal Lot Number	493,500
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2034
Census Tract	43203

Owner

Source: Osceola County records · APN 81817

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	PO BOX 700053, SAINT CLOUD, FL 34770-0053

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 06, 1999
Transfer Doc	0016122896
Record Refreshed	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3207 13TH ST, SAINT CLOUD, FL 34769-5927
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 SUMMIT OAK CIR, MINNEOLA, FL 34715-5780

Mortgage

Document Number	0060152520
Date	Aug 04, 2021
Book Page	6015/2520
Instrument	2021120467

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	KISSIMMEE, FL 34743

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,240.00 (+16.5%)	$924,200 (+10.6%) Land $600,900 Building $323,300	$924,200 (+10.6%) Land $600,900 Building $323,300
2023	$13,082.00 (+11.97%)	$835,600 (+16.04%) Land $492,100 Building $343,500	$835,600 (+16.04%) Land $492,100 Building $343,500
2022	$11,683.00	$720,100 Land $410,000 Building $310,100	$720,100 Land $410,000 Building $310,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.