3319 13th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3319 13th St, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Architecture Style	Custom Design
Year Built	Built 1995
Square Footage	14,512 sqft Gross Area
Lot Size	66,559 sqft (1.52 acres)
Tax Bill	$18,408.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-26-30-0725-0001-4935`
Alternative APNs	`263003072500014935` `81818`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	2 Rooms
Units	2 Units
Building Area	14,512 sqft Gross Area
1st Floor	7,250 sqft 1st Floor
Office	260 sqft Office
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Unfinished Interior Structure

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Custom Design Style
Exterior Material	Metal Exterior
Fire Resistance Class	Buildings having fireproofed structural steel frames carrying all wall, floor and roof loads. Wall, floor and roof structures are built of non-combustible materials.
Roof Construction	Sawtooth Roof Construction
Roof Material	Metal Roof
Lot Area	66,559 sqft (1.52 acres)

Exterior Amenities

Total Buildings	2 Total Buildings
Shed	1 Shed
Shed Area	900 sqft Shed
Porch	Porch
Porch Area	1,542 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	3319 13TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4050
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	S L & I C PB B PGS 61-62 E 45.0 FT OF LOTS 467, 494, 499 AND W 155.0 FT OF LOTS 468, 493, 500 AND VAC R/W ABUTTING S SIDE AND LYING S OF US HWY 441
Legal Range	30E
Legal Township	26S
Legal Section	03
Legal Subdivision	S L & I C TOWN OF ST CLOUD
Legal Tract	725
Legal Block	4935
Legal Lot Number	4935
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2034
Census Tract	43203

Owner

Source: Osceola County records · APN 03-26-30-0725-0001-4935

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 700053, SAINT CLOUD, FL 34770-0053
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 22, 2006
Transfer Doc	0033731002
Record Refreshed	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3319 13TH ST, SAINT CLOUD, FL 34769-4050
Transaction Type	Mortgage
Record Updated	Oct 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 SUMMIT OAK CIR, MINNEOLA, FL 34715-5780

Mortgage

Document Number	0060482376
Date	Sep 22, 2021
Book Page	6048/2376
Instrument	2021146719

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	KISSIMMEE, FL 34743

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,610.00 (+11.96%)	$1,377,800 (+19.66%) Land $850,300 Building $527,500	$1,377,800 (+19.66%) Land $850,300 Building $527,500
2024	$18,408.00 (+6.7%)
2023	$17,252.00 (+8.01%)	$1,151,400 (+4.98%) Land $696,200 Building $455,200	$1,151,400 (+4.98%) Land $696,200 Building $455,200
2022	$15,972.00	$1,096,800 Land $580,200 Building $516,600	$1,096,800 Land $580,200 Building $516,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.