Orange County property record for 31505 Bluff Dr, Laguna Beach, CA 92651
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,274 sqft · built 1956 |
| Lot Size | 0.241 acres (10,475 sqft) |
| Owner | Company Name on Record |
| Last Sale | $5,250,000 (Jan 2016) |
| Tax Bill | $63,941 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 658-092-47 |
| Primary APN | 658-092-47 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,274 sqft Living Area |
| Gross Area | 2,613 sqft |
| Basement Area | 698 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 10,475 sqft (0.241 acres) |
| Garage Area | 339 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 31505 BLUFF DR |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-8327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 702 BLK LOT 31 TR 702 LOT 31 INC POR ABAN ST ADJ |
| Legal Subdivision | TRACT NO. 702 |
| Legal Tract | 702 |
| Legal Lot Number | 31 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 42305 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1001 EMERALD BAY, LAGUNA BEACH, CA 92651-1231 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jul 12, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Sep 13, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2016 · Amount on Record |
| Deed Sale | Jan 5, 2016 · Amount on Record |
| Deed Document Number | 20162858 |
| Last Transfer Date | Jul 7, 2022 |
| Transfer Doc | 0000243842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 12, 2022 |
| Property Address | 31505 BLUFF DR, LAGUNA BEACH, CA 92651-8327 |
| Document Number | 0000243842 |
| Map Reference | MB 21 PG 1-3 |
| Instrument Date | Jul 7, 2022 |
| Instrument | 2022000243842 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1001 EMERALD BAY, LAGUNA BEACH, CA 92651-1231 |
| Document Number | 0000243843 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2022000243843 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 31505 BLUFF DR, LAGUNA BEACH, CA 92651-8327 |
| Document Number | 0000390985 |
| Instrument Date | Sep 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 31505 BLUFF DR LAGUNA BEACH CA 926518327, LAGUNA BEACH, CA 92651-8327 |
| Document Number | 0000390985 |
|---|---|
| Date | Sep 14, 2017 |
| Instrument | 390985 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 700 LOUISIANA ST 4TH, HOUSTON, TX 77002 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 13, 2032 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,486,050 (+5.67%) Land $6,037,366 Building $448,684 | |
| 2025 | $63,941.00 (+0.83%) | $6,137,938 (+2.75%) Land $5,918,987 Building $218,951 |
| 2024 | $63,416.00 (+1.55%) | |
| 2023 | $62,449.00 (+2.28%) | $5,973,602 Land $5,689,146 Building $284,456 |
| 2022 | $61,059.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 individual policies |
| Nearby Flood Policies | 101 units insured incl. 78 condo units |
| Nearby Flood Claims | 7 (1981–2001) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2001 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GeoLinks.
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