Orange County property record for 31522 Bluff Dr, Laguna Beach, CA 92651 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1973 |
| Square Footage | 2,420 sqft Living Area |
| Lot Size | 7,140 sqft (0.164 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,674,000 (2013) |
| Tax Bill | $23,464.00 (2025) |
| Primary APN | 658-092-04 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,420 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 7,140 sqft (0.164 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 506 sqft Garage |
| Heating System | HVAC Heating |
|---|
| Street Address | 31522 BLUFF DR |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-8326 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 702 BLK LOT 20 TR 702 LOT 20 INC ABAN ST ADJ |
| Legal Subdivision | COAST ROYAL |
| Legal Tract | 702 |
| Legal Lot Number | 20 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | SOUTH COAST |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 42305 |
Source: Orange County records · APN 658-092-04
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 31522 BLUFF DR, LAGUNA BEACH, CA 92651-8326 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · Commercial Mortgage US BANK NA |
| Aug 18, 2022 | Deed of Trust, Mortgage · Commercial Mortgage TABLEROCK ENTERPRISES LLC |
| Feb 15, 2022 | Deed of Trust, Mortgage THE STAVROS FAMILY TRUST |
| Jan 31, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) BANC OF CALIFORNIA NA |
| Nov 09, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 22, 2013 · Amount on Record |
| Deed Sale | Jan 22, 2013 · Amount on Record |
| Prior Sale | Oct 30, 2001 · Amount on Record |
| Deed Doc Number | 201339887 |
| Last Transfer Date | Aug 20, 2014 |
| Transfer Doc | 0000372306 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 31522 BLUFF DR, LAGUNA BEACH, CA 92651-8326 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2024 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 31522 BLUFF DR, LAGUNA BEACH, CA 92651-8326 |
| Document Number | 0000036704 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2024000036704 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HUNTINGTON BEACH, CA 92648 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Dec 01, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 31522 BLUFF DR, LAGUNA BEACH, CA 92651-8326 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 31522 BLUFF DR, LAGUNA BEACH, CA 92651-8326 |
| Document Number | 0000282514 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022000282514 |
| Name | TABLEROCK ENTERPRISES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHULA VISTA, CA 91914 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 31522 BLUFF DR, LAGUNA BEACH, CA 92651-8326 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000062482 |
|---|---|
| Date | Feb 15, 2022 |
| Instrument | 2022000062482 |
| Name | THE STAVROS FAMILY TRUST |
|---|---|
| Type | Private Party |
| Address | IRVINE, CA 92618 |
| Amount | Amount Recorded |
|---|---|
| Term | 3 Months |
| Due | May 11, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 31522 BLUFF DR, LAGUNA BEACH, CA 92651-8326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000043403 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 2017000043403 |
| Name | BANC OF CALIFORNIA NA |
|---|---|
| Type | Bank |
| Address | IRVINE, CA 92612 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Feb 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.25% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 31522 BLUFF DR, LAGUNA BEACH, CA 92651-8326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000406077 |
|---|---|
| Date | Nov 09, 2018 |
| Instrument | 2018000406077 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Dec 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,097,043 (+2%) Land $1,856,677 Building $240,366 | |
| 2025 | $23,464.00 (+1.67%) Homeowner's exemption | $2,055,925 (+4.04%) Land $1,820,272 Building $235,653 |
| 2024 | $23,078.00 (+1.49%) | |
| 2023 | $22,740.00 (+3.05%) Homeowner's exemption | $1,976,092 Land $1,749,589 Building $226,503 |
| 2022 | $22,066.00 |
31522 Bluff Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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