31525 Bluff Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 31525 Bluff Dr, Laguna Beach, CA 92651 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5 Baths
Year BuiltBuilt 1995
Square Footage3,128 sqft Living Area
Lot Size7,920 sqft (0.181 acres)
OccupancyOwner Occupied
Last Sale$3,070,000 (2014)
Tax Bill$40,165.00 (2025)

Owner

Source: Orange County records · APN 658-092-05

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address31525 BLUFF DR, LAGUNA BEACH, CA 92651-8325
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 06, 2019Deed of Trust, Mortgage
QUICKEN LNS
Feb 27, 2018Deed of Trust, Mortgage · Line of Credit
COMPASS FED'L S&L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2014 · Amount on Record
Deed SaleOct 22, 2014 · Amount on Record
Prior SaleMay 05, 2004 · Amount on Record
Deed Doc Number2014000428940
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address31525 BLUFF DR, LAGUNA BEACH, CA 92651-8325
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address31525 BLUFF DR, LAGUNA BEACH, CA 92651-8325

Mortgage

Document Number0000570275
DateSep 14, 2021
Instrument2021000570275
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.25%
Type Change DateOct 01, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.25%
IndexOther
Margin3
Max Rate7.25%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address31525 BLUFF DR, LAGUNA BEACH, CA 92651-8325
Document Number0000456833
Instrument DateNov 06, 2019
Transaction TypeMortgage
Record UpdatedNov 29, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address31525 BLUFF DR LAGUNA BEACH CA 926518325, LAGUNA BEACH, CA 92651-8325

Mortgage

Document Number0000456833
DateNov 18, 2019
Instrument456833
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Address1050 WOODWARD AVE, DETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueNov 17, 2049
Interest
Rate TypeAdjustable Rate
Rate2.57%

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address31525 BLUFF DR, LAGUNA BEACH, CA 92651-8325
Document Number0000094968
Instrument DateFeb 27, 2018
Transaction TypeMortgage
Record UpdatedMar 26, 2018
Title CompanyCT LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address31525 BLUFF DR LAGUNA BEACH CA 926518325, LAGUNA BEACH, CA 92651-8325

Mortgage

Document Number0000094968
DateMar 16, 2018
Instrument94968
Lender
NameCOMPASS FED'L S&L
TypeFederal Savings Bank (FSB)
AddressVISTA, CA 92083
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 15, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$40,165.00 (+3.76%)$3,689,676 (+4.04%) Land $3,181,215 Building $508,461
2023$38,709.00 (+2.14%)$3,546,402 Land $3,057,684 Building $488,718
2022$37,899.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 500 ft

Wildfire

Wildfire RiskModerate
above 55% of the US · above 32% of California
Wildfire LikelihoodAbout 1 in 847 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN658-092-05

Interior

Bedrooms4 Beds
Full Baths5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area3,128 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1995
Lot Area7,920 sqft (0.181 acres)
Parking Spaces2 Parking Spaces
Garage Area342 sqft Garage

Location & Zoning

Street Address31525 BLUFF DR
CityLAGUNA BEACH
StateCA
Zip92651-8325
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN TR 702 BLK LOT 19 TR 702 LOT 19 INC POR ABAN ST ADJ
Legal Subdivision702
Legal Tract702
Legal Lot Number19
JurisdictionORANGE CA
Minor Civil DivisionSOUTH COAST
Census Blockgroup1
Census Block1006
Census Tract42305

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