31521 Bluff Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 31521 Bluff Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 616 sqft · built 1947
Lot Size	0.712 acres (31,009 sqft)
Owner	Trust Name on File
Tax Bill	$180,483 (2025)
Deeds & Mortgages	Jul 2019 Transfer Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`658-092-44`

Property Details

APN / Parcel Number

Primary APN	`658-092-44`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	616 sqft Living Area
1st Floor Area	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1955
Lot Area	31,009 sqft (0.712 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	31521 BLUFF DR
City	LAGUNA BEACH
State	CA
Zip	92651-8327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 702 BLK LOT 25 TR 702 LOT 25 ALL -INC POR OF ST ADJ- AND ALL
Legal Tract	702
Legal Lot Number	25
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1003
Census Tract	42305

Owner

31521 Bluff Dr is owner-occupied and held in a trust since July 2019.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	31521 BLUFF DR, LAGUNA BEACH, CA 92651-8327
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2019	Quit Claim Deed, Transfer OTHER
Jun 10, 2019	Deed of Trust, Mortgage PECK KATHRYN RESIDENCE TR (PT)
Jun 10, 2019	Deed of Trust, Mortgage KATHRYN PECK
Jun 7, 2019	Quit Claim Deed, Transfer KATHRYN PECK RESIDENCE TR (CT)
Jun 7, 2019	Affidavit of Death, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2006
Deed Sale	Jan 17, 2006
Deed Document Number	200633881
Last Transfer Date	Jul 9, 2019
Transfer Doc	0000257383
Record Updated	Oct 29, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 17, 2019
Property Address	31521 BLUFF DR, LAGUNA BEACH, CA 92651-8327
Document Number	0000257383
Instrument Date	Jul 9, 2019
Instrument	257383
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	31521 BLUFF DR LAGUNA BEACH CA 926518327, LAGUNA BEACH, CA 92651-8327

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31521 BLUFF DR, LAGUNA BEACH, CA 92651-8327
Document Number	0000202447
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	31521 BLUFF DR LAGUNA BEACH CA 926518327, LAGUNA BEACH, CA 92651-8327

Mortgage

Document Number	0000202447
Date	Jun 11, 2019
Instrument	202447

Lender

Name	PECK KATHRYN RESIDENCE TR (PT)
Address	31521 BLUFF DR, LAGUNA BEACH, CA 92651-8327

Agreement

Amount	Amount on Record

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	31521 BLUFF DR, LAGUNA BEACH, CA 92651-8327
Document Number	0000202448
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	31521 BLUFF DR LAGUNA BEACH CA 926518327, LAGUNA BEACH, CA 92651-8327

Mortgage

Document Number	0000202448
Date	Jun 11, 2019
Instrument	202448

Lender

Name	KATHRYN PECK

Agreement

Amount	Amount on Record

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 7, 2019
Property Address	31521 BLUFF DR, LAGUNA BEACH, CA 92651-8327
Document Number	0000197458
Instrument Date	May 30, 2019
Instrument	197458
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31521 BLUFF DR LAGUNA BEACH CA 926518327, LAGUNA BEACH, CA 92651-8327

Mortgage

Document Number	197459
Date	Jun 7, 2019
Instrument	197459

Lender

Name	KATHRYN PECK RESIDENCE TR (CT)
Address	31521 BLUFF DR, LAGUNA BEACH, CA 92651-8327

Agreement

Amount	Amount on Record

June 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Jun 7, 2019
Property Address	31521 BLUFF DR, LAGUNA BEACH, CA 92651-8327
Document Number	0000197457
Instrument Date	May 30, 2019
Instrument	197457
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	31521 BLUFF DR LAGUNA BEACH CA 926518327, LAGUNA BEACH, CA 92651-8327

Tax Assessment & Valuation

The 2025 property tax bill for 31521 Bluff Dr was $180,483 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$17,714,211 (+2%) Land $14,358,050 Building $3,356,161
2025	$180,483.00 Homeowner's exemption	$17,366,874 Land $14,076,520 Building $3,290,354
2023	$173,224.00 (-14.56%) Homeowner's exemption	$16,681,002 Land $13,529,911 Building $3,151,091
2022	$202,750.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31521 Bluff Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 individual policies
Nearby Flood Policies	101 units insured incl. 78 condo units
Nearby Flood Claims	7 (1981–2001)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2001 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31521 Bluff Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH COAST WATER DISTRICT serves 41,194 people · EPA ID CA3010042
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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