314 W Frontier Dr, Minooka, IL 60447 Property Records

Grundy County property record for 314 W Frontier Dr, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	2,768 sqft · built 2014
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$289,500 (Oct 2014)
Tax Bill	$13,297 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-13-279-005`

Property Details

APN / Parcel Number

Primary APN	`03-13-279-005`

Interior

Building Area	2,768 sqft Total Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	314 W FRONTIER DR
City	MINOOKA
State	IL
Zip	60447-4586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTWIND ESTATES PHASE 1 LT 66 SEC 13-34-8
Legal Range	08W
Legal Township	34N
Legal Section	13
Legal Subdivision	WESTWIND ESTATES
Legal Phase	1
Legal Lot Number	66
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	3
Census Block	3000
Census Tract	103

Owner

Source: Grundy County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	314 W FRONTIER DR, MINOOKA, IL 60447-4586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK NATIONAL ASSOCIATION
Oct 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Jun 28, 2021	Deed of Trust, Mortgage · Construction Mortgage CARDINAL FINANCIAL CO
Jun 19, 2017	Deed of Trust, Mortgage · Construction Mortgage ROUNDPOINT MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2014 · Amount on File
Deed Sale	Oct 16, 2014 · Amount on File
Prior Sale	May 27, 2014 · Amount on File
Deed Document Number	2014550002
Prior Transfer Date	Oct 14, 2014
Prior Transfer Doc	0000550002
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Recording Date	Sep 22, 2026
Property Address	314 W FRONTIER DR, MINOOKA, IL 60447-4586
Document Number	0000641572
Instrument Date	Sep 17, 2026
Instrument	2026641572
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	314 W FRONTIER DR, MINOOKA, IL 60447-4586

Mortgage

Document Number	0000641572,
Date	Sep 22, 2026
Instrument	2026641572

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Rate	7.46%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	314 W FRONTIER DR, MINOOKA, IL 60447-4586
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000615974
Date	Oct 4, 2022
Instrument	615974

Lender

Name	SPRING EQ LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2042

Interest

Rate Type	Fixed Rate
Rate	8.53%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	314 W FRONTIER DR, MINOOKA, IL 60447-4586
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000604784
Date	Jun 28, 2021
Instrument	604784

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	314 W FRONTIER DR, MINOOKA, IL 60447-4586
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000570551
Date	Jun 19, 2017
Instrument	570551

Lender

Name	ROUNDPOINT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,297.00 (+30.32%)	$165,774 (+24.45%) Land $17,194 Building $148,580	$497,322 (+24.45%) Land $51,582 Building $445,740
2022	$10,203.00 Homeowner's exemption	$133,208 Land $13,816 Building $119,392	$399,624 Land $41,448 Building $358,176

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Watch TV Fixed Wireless	400 / 40
Starlink Satellite	280 / 30

May also be available: Bertram Communications, Verizon.

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