314 McPhil Dr, Dowagiac, MI 49047 Property Records

Cass County property record for 314 McPhil Dr, Dowagiac, MI 49047 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 1960
Square Footage	2,470 sqft Building Perimeter
Lot Size	27,443 sqft (0.63 acres)
Garage	483 sqft
Occupancy	Owner Occupied
Tax Bill	$3,335.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`14-160-200-977-10`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,470 sqft Building Perimeter
1st Floor	2,470 sqft 1st Floor
Basement Area	2,263 sqft Basement
Unfinished Basement	2,263 sqft Unfinished
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	27,443 sqft (0.63 acres)
Garage Area	483 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	314 MCPHIL DR
City	DOWAGIAC
State	MI
Zip	49047-1013
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	. DW #2414-A LOTS 22 & 23, EX PART LOT 23 DESC AS COM AT NE COR LOT 22, TH N 82 DEG 16'16W 126.36 FT, N 22 DEG 10'19E 51.57
Legal Subdivision	MCLAUCHLINS
Legal Lot Number	22,23
Jurisdiction	CASS MI
Minor Civil Division	DOWAGIAC
Census Blockgroup	2
Census Block	2054
Census Tract	1901

Owner

Source: Cass County records · APN 14-160-200-977-10

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	314 MCPHIL DR, DOWAGIAC, MI 49047-1013
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Jan 10, 2022
Property Address	314 MCPHIL DR, DOWAGIAC, MI 49047-1013
Document Number	01210/1565
Book / Page	1210 / 1565
Map Reference	LB 1 PG 233
Instrument Date	Dec 29, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Tax	$2,062.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	314 MCPHIL DR, DOWAGIAC, MI 49047-1013

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,100 (+11.88%)	$318,200 (+11.88%)
2025	$3,335.00 (-21.88%) Homeowner's exemption	$142,200 (+24.3%) Land $142,200	$284,400 (+24.3%) Land $284,400
2023		$114,400	$228,800
2022	$4,269.00

Flood & Wildfire

314 McPhil Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Cass County (26027C), updated September 5, 2007

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.