Cass County property record for 302 McPhil Dr, Dowagiac, MI 49047 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,540 sqft Building Perimeter |
| Lot Size | 14,375 sqft (0.33 acres) |
| Garage | 550 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2023) |
| Primary APN | 14-160-200-979-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,540 sqft Building Perimeter |
| 1st Floor | 1,540 sqft 1st Floor |
| Basement Area | 1,540 sqft Basement |
| Unfinished Basement | 1,540 sqft Unfinished |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 550 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 302 MCPHIL DR |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1013 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | . DW 2415A LOT 25 MC LAUCHLIN'S SUBDIVISION CITY OF DOWAGIAC. |
| Legal Subdivision | MC LAUCHLINS |
| Legal Lot Number | 25 |
| Jurisdiction | CASS MI |
| Minor Civil Division | DOWAGIAC |
| Census Blockgroup | 2 |
| Census Block | 2054 |
| Census Tract | 1901 |
Source: Cass County records · APN 14-160-200-979-00
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 302 MCPHIL DR, DOWAGIAC, MI 49047-1013 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Woman as her Sole and Separate Property |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 04, 2023 · Amount on Record |
| Deed Sale | Jan 04, 2023 · Amount on Record |
| Prior Sale | Jun 04, 2010 · Amount on Record |
| Deed Doc Number | 2023199551 |
| Deed Book / Page | 1227 / 1678 |
| Last Transfer Date | Jul 25, 2024 |
| Transfer Doc | 01248/2052 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jan 04, 2023 |
| Property Address | 302 MCPHIL DR, DOWAGIAC, MI 49047-1013 |
| Document Number | 01227/1678 |
| Book / Page | 1227 / 1678 |
| Map Reference | LB 1 PG 233 |
| Instrument Date | Dec 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Title Company | CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 MCPHIL DR, DOWAGIAC, MI 49047-1013 |
| Document Number | 0012271681 |
|---|---|
| Date | Jan 04, 2023 |
| Instrument | 1227-1681 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,300 (+39.32%) | $280,600 (+39.32%) | |
| 2023 | $100,700 | $201,400 | |
| 2022 | $2,611.00 |
302 McPhil Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Cass County (26027C), updated September 5, 2007
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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