Cass County property record for 402 McPhil Dr, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 1,867 sqft · built 1947 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,673 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-200-164-00 |
| Primary APN | 14-160-200-164-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,867 sqft Building Perimeter |
| 1st Floor Area | 1,467 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Area | 336 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 402 MCPHIL DR |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 331E BEG AT SE COR MCLAUCHLIN'S SUBD, TH S 0 DEG 19' E 189.68 FT, S 89 DEG 49' E 125 FT, N 0 DEG 19' W 241 FT, S 67 DEG |
| Legal Lot Number | 143,21F |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 1901 |
402 McPhil Dr is owned and occupied by an individual.
Source: Cass County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 402 MCPHIL DR, DOWAGIAC, MI 49047-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 402 McPhil Dr was $2,673 with a homeowner's exemption.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,000 (+8.21%) Land $120,000 | $240,000 (+8.21%) Land $240,000 | |
| 2025 | $2,673.00 Homeowner's exemption | $110,900 Land $110,900 | $221,800 Land $221,800 |
| 2023 | $88,000 | $176,000 | |
| 2022 | $2,363.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 McPhil Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 McPhil Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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