Cass County property record for 305 McPhil Dr, Dowagiac, MI 49047 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1961 |
| Square Footage | 1,372 sqft Building Perimeter |
| Lot Size | 12,197 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $134,000 (2018) |
| Tax Bill | $1,537.00 (2025) |
| Primary APN | 14-160-200-975-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,372 sqft Building Perimeter |
| 1st Floor | 1,372 sqft 1st Floor |
| Basement Area | 1,372 sqft Basement |
| Unfinished Basement | 1,372 sqft Unfinished |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 528 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 305 MCPHIL DR |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1012 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | . DW 2412B LOT 15 MC LAUCHLIN'S SUBDIVISION CITY OF DOWAGIAC. |
| Legal Subdivision | MC LAUCHLINS |
| Legal Lot Number | 15 |
| Jurisdiction | CASS MI |
| Minor Civil Division | DOWAGIAC |
| Census Blockgroup | 2 |
| Census Block | 2053 |
| Census Tract | 1901 |
Source: Cass County records · APN 14-160-200-975-00
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 MCPHIL DR, DOWAGIAC, MI 49047-1012 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK |
| Nov 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Apr 13, 2018 | Sheriff's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 15, 2018 · Amount on Record |
| Deed Sale | Nov 15, 2018 · Amount on Record |
| Prior Sale | Apr 13, 2018 · Amount on Record |
| Deed Book / Page | 1147 / 1894 |
| Prior Transfer Date | Sep 26, 2013 |
| Prior Transfer Doc | 1067/0130 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 305 MCPHIL DR, DOWAGIAC, MI 49047-1012 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001174/470 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 1174/470 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | FLINT, MI 48501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Nov 15, 2018 |
| Property Address | 305 MCPHIL DR, DOWAGIAC, MI 49047-1012 |
| Document Number | 01147/1894 |
| Book / Page | 1147 / 1894 |
| Map Reference | LB1-E PG233 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,152.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1511 PULASKI ST, 1511, SOUTH BEND, IN 46613-1404 |
| Name | Verified Name |
|---|---|
| Address | 19785 GRANGE ST, EDWARDSBURG, MI 49112-9207 |
| Document Number | 0011471548 |
|---|---|
| Date | Nov 15, 2018 |
| Instrument | 1147/1548 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Apr 13, 2018 |
| Property Address | 305 MCPHIL DR, DOWAGIAC, MI 49047-1012 |
| Document Number | 1138/0609 |
| Book / Page | 1138 / 0609 |
| Instrument Date | Mar 28, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $108.90 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 19700 OSBORNE RD, LAKEVILLE, IN 46536-9510 |
Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,900 (+13.12%) | $201,800 (+13.12%) | |
| 2025 | $1,537.00 (-29.88%) Homeowner's exemption | $89,200 (+32.15%) Land $89,200 | $178,400 (+32.15%) Land $178,400 |
| 2024 | $2,192.00 (+11.44%) | ||
| 2023 | $67,500 | $135,000 | |
| 2022 | $1,967.00 |
305 McPhil Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Cass County (26027C), updated September 5, 2007
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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