Schenectady County and Schenectady City property record for 314 Chiswell Rd, Schenectady, NY 12304 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1946 |
| Square Footage | 875 sqft Living Area |
| Lot Size | 7,000 sqft (0.16 acres) |
| Garage | Detached, 288 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,425.00 (2025) |
| Primary APN | 421500 60.62-3-45 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 875 sqft Living Area |
| 1st Floor | 875 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 7,000 sqft (0.16 acres) |
| Depth X Width | 140 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 288 sqft Garage |
| Shed | 1 Shed |
| Porch Area | 72 sqft Porch |
| Canopy Area | 152 sqft Canopy |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 314 CHISWELL RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3808 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT OF 372 1 WOOD & GARAGE |
| Legal Block | 3 |
| Legal Lot Number | 45.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 4 |
| Census Block | 4019 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records · APN 421500 60.62-3-45
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 314 CHISWELL RD, SCHENECTADY, NY 12304-3808 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Oct 18, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 16, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 22, 2019 |
| Transfer Doc | 0000041285 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 314 CHISWELL RD, SCHENECTADY, NY 12304-3808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LIBERTY TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 0000046178 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | 4871/945 |
| Instrument | 201846178 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 10, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 16, 2019 |
| Property Address | 314 CHISWELL RD, SCHENECTADY, NY 12304-3808 |
| Document Number | 0000041285 |
| Book / Page | 002020 / 000031 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 41285 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 517 QUEEN ST WESTBURY NY 115901337, WESTBURY, NY 11590-1337 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,425.00 (+11.2%) | $92,700 (-) Land $13,900 Building $78,800 | $153,502 (+30.82%) Land $23,017 Building $130,485 |
| 2023 | $92,700 (-) Land $13,900 Building $78,800 | $117,342 (+3.8%) Land $17,595 Building $99,747 | |
| 2022 | $92,700 Land $13,900 Building $78,800 | $113,049 Land $16,951 Building $96,098 | |
| 2021 | $3,080.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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