318 Chiswell Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 318 Chiswell Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 2,285 sqft · built 1960
Lot Size0.385 acres (16,800 sqft)
OwnerIndividual Name on Record
Last Sale$200,450 (Mar 2026)
Tax Bill$7,663 (2026)
Deeds & MortgagesMar 2026 Sale
Flood ZoneZone X (minimal risk)
APN421500 60.62-3-44

Property Details

APN / Parcel Number

Primary APN421500 60.62-3-44
Alternative APN
  • 150006006200030440000000

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,285 sqft Living Area
1st Floor Area1,585 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area16,800 sqft (0.385 acres)
Lot Dimensions140 ft deep x 120 ft wide
Garage TypeBasement

Exterior Amenities

PorchPorch
Porch Area241 sqft
Patio Area892 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address318 CHISWELL RD
CitySCHENECTADY
StateNY
Zip12304-3808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Description370 SPLIT LEVEL
Legal Block3
Legal Lot Number44.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4019
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2220 TURNER AVE, SCHENECTADY, NY 12306-3234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2026 · Amount on Record
Deed SaleMar 31, 2026 · Amount on Record
Prior SaleAug 11, 2025 · Amount on Record
Deed Document Number20267300
Deed Book / Page2169 / 409
Prior Transfer DateJul 9, 2025
Prior Transfer Doc0000019068
Record UpdatedOct 29, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateMar 31, 2026
Property Address318 CHISWELL RD, SCHENECTADY, NY 12304-3808
Document Number0000007300
Map ReferenceCAB A-202
Instrument DateMar 4, 2026
Instrument202607300
Transaction TypeTransfer
Record UpdatedMay 7, 2026
Title CompanyNORTHWAY TITLE AGENCY, NORTHWAY TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3900 CAPITAL CITY BLVD, LANSING, MI 48906-2147

Transferred To (Grantee/Buyer)

NameVerified Name
Address2220 TURNER AVE, SCHENECTADY, NY 12306-3234

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,663.00 (+15.37%) Homeowner's exemption Veteran's exemption
2025$6,642.00 (+6.37%)$159,300 (-) Land $23,900 Building $135,400$263,785 (+30.82%) Land $39,576 Building $224,209
2023$159,300 (-) Land $23,900 Building $135,400$201,646 (+3.8%) Land $30,253 Building $171,393
2022$159,300 Land $23,900 Building $135,400$194,268 Land $29,146 Building $165,122
2021$6,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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