310 Chiswell Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 310 Chiswell Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,019 sqft · built 1950
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on Record
Last Sale$15,783 (Apr 1999)
Tax Bill$4,188 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Feb 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 60.62-3-46

Property Details

APN / Parcel Number

Primary APN421500 60.62-3-46
Alternative APN
  • 150006006200030460000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,019 sqft Living Area
1st Floor Area1,019 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
PorchSlab
Porch Area102 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address310 CHISWELL RD
CitySCHENECTADY
StateNY
Zip12304-3808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description373 PARTS OF 1 WOOD
Legal Block3
Legal Lot Number46.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4019
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address310 CHISWELL RD, SCHENECTADY, NY 12304-3808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Feb 7, 2017Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU
Feb 3, 2020Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 1999 · Amount on Record
Deed SaleApr 14, 1999 · Amount on Record
Deed Book / Page1554 / 862
Last Transfer DateSep 2, 2010
Transfer Doc0000040514
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address310 CHISWELL RD, SCHENECTADY, NY 12304-3808
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 SHELLEY CT, SCHENECTADY, NY 12306-2532

Mortgage

Document Number0000023129
DateSep 25, 2025
Instrument202523129
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressSCHENECTADY, NY 12304
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address310 CHISWELL RD, SCHENECTADY, NY 12304-3808
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006091
DateFeb 7, 2017
Book Page4741/150
Instrument201706091
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueFeb 2, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address310 CHISWELL RD, SCHENECTADY, NY 12304-3808
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004550
DateFeb 3, 2020
Book Page4969/877
Instrument202004550
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term178 Months
DueDec 12, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,188.00 (+4.02%) Homeowner's exemption
2025$4,026.00 (+9.97%)$86,600 (-) Land $13,000 Building $73,600$143,401 (+30.82%) Land $21,527 Building $121,874
2023$86,600 (-) Land $13,000 Building $73,600$109,620 (+3.8%) Land $16,456 Building $93,164
2022$86,600 Land $13,000 Building $73,600$105,610 Land $15,854 Building $89,756
2021$3,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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