Schenectady County and Schenectady City property record for 311 Chiswell Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 2005 |
| Lot Size | 0.155 acres (6,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,000 (Feb 2021) |
| Tax Bill | $7,067 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.62-2-11.1 |
| Primary APN | 421500 60.62-2-11.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 728 sqft |
| 2nd Floor Area | 728 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,750 sqft (0.155 acres) |
| Lot Dimensions | 150 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 311 CHISWELL RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Block | 2 |
| Legal Lot Number | 11.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 311 CHISWELL RD, SCHENECTADY, NY 12304-3807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU |
| Feb 2, 2021 | Deed, Transfer · FHA Mortgage CCFCU FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2021 · Amount on Record |
| Deed Sale | Feb 2, 2021 · Amount on Record |
| Prior Sale | Jun 8, 2016 · Amount on Record |
| Deed Document Number | 20214447 |
| Deed Book / Page | 2051 / 373 |
| Last Transfer Date | Jun 21, 2022 |
| Transfer Doc | 0000037440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 18, 2022 |
| Property Address | 311 CHISWELL RD, SCHENECTADY, NY 12304-3807 |
| Document Number | 0000037440 |
| Book / Page | 2088 / 690 |
| Map Reference | CAB A MAP202,203&205 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 202237440 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 311 CHISWELL RD, 311, SCHENECTADY, NY 12304-3807 |
| Name | Verified Name |
|---|---|
| Address | 311 CHISWELL RD, SCHENECTADY, NY 12304-3807 |
| Document Number | 0000037441 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 202237441 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.87% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 2, 2021 |
| Property Address | 311 CHISWELL RD, SCHENECTADY, NY 12304-3807 |
| Document Number | 0000004447 |
| Book / Page | 2051 / 373 |
| Map Reference | CAB A MAP 202,203,20 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 202104447 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 205 SWITCHBACK LOOP # 23, 205, VALRICO, FL 33594-3394 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 225 SCHOOLHOUSE RD # 1, 1, ALBANY, NY 12203-5955 |
| Document Number | 0000004448 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 202104448 |
| Name | CCFCU FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,067.00 (+1.82%) | ||
| 2025 | $6,941.00 (+4.33%) | $140,500 (-) Land $21,100 Building $119,400 | $232,654 (+30.82%) Land $34,939 Building $197,715 |
| 2023 | $140,500 (-) Land $21,100 Building $119,400 | $177,848 (+3.8%) Land $26,709 Building $151,139 | |
| 2022 | $140,500 Land $21,100 Building $119,400 | $171,341 Land $25,732 Building $145,609 | |
| 2021 | $6,653.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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