323 Chiswell Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 323 Chiswell Rd, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,075 sqft · built 1940
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Oct 2006)
Tax Bill	$4,595 (2025)
Flood Zone	Zone X (minimal risk)
APN	`421500 60.62-2-13`

Property Details

APN / Parcel Number

Primary APN	`421500 60.62-2-13`
Alternative APN	`150006006200020130000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	768 sqft
Upper Floors Area	307 sqft
Attic	Attic
Attic Area	307 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Patio Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	323 CHISWELL RD
City	SCHENECTADY
State	NY
Zip	12304-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AND PT OF 3O4 1 WOOD AND GARAGE
Legal Block	2
Legal Lot Number	13.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4020
Census Tract	21802

Owner

Source: Schenectady County and Schenectady City records · APN 421500 60.62-2-13

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	323 CHISWELL RD, SCHENECTADY, NY 12304-3807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 12, 2006 · Amount on Record
Deed Sale	Oct 12, 2006 · Amount on Record
Deed Book / Page	1745 / 705
Prior Transfer Date	Feb 07, 2002
Prior Transfer Doc	1619000123
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,595.00 (+8.78%)	$100,500 (-) Land $15,100 Building $85,400	$166,418 (+30.82%) Land $25,004 Building $141,414
2023		$100,500 (-) Land $15,100 Building $85,400	$127,215 (+3.8%) Land $19,114 Building $108,101
2022		$100,500 Land $15,100 Building $85,400	$122,561 Land $18,415 Building $104,146
2021	$4,224.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930218024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 619 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.