Schenectady County and Schenectady City property record for 309 Chiswell Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 875 sqft · built 1952 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Jan 2025) |
| Tax Bill | $4,682 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.62-2-10 |
| Primary APN | 421500 60.62-2-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 875 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 40 sqft |
| Patio Area | 90 sqft |
| Shed | 1 Shed |
| Canopy | 36 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 309 CHISWELL RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 299 PTS OF EA 1 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8 ALVINO WAY, 2, SCHENECTADY, NY 12309-3595 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 19, 2023 | Deed of Trust, Mortgage · Loan Assumption FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2025 · Amount on Record |
| Deed Sale | Jan 17, 2025 · Amount on Record |
| Prior Sale | Jan 12, 2001 · Amount on Record |
| Deed Document Number | 20251463 |
| Prior Transfer Date | Aug 17, 2022 |
| Prior Transfer Doc | 0000048765 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 309 CHISWELL RD, SCHENECTADY, NY 12304-3807 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 309 CHISWELL RD, SCHENECTADY, NY 12304-3807 |
| Document Number | 0000028373 |
|---|---|
| Date | May 22, 2023 |
| Book Page | 5305/518 |
| Instrument | 202328373 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 309 CHISWELL RD, SCHENECTADY, NY 12304-3807 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 309 CHISWELL RD, SCHENECTADY, NY 12304-3807 |
| Document Number | 0000003556 |
|---|---|
| Date | Jan 19, 2023 |
| Book Page | 5284/373 |
| Instrument | 202303556 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FISHERS, IN 46037 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Jan 1, 2040 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,682.00 (+2.41%) | ||
| 2025 | $4,572.00 (+5.25%) | $88,400 (-) Land $13,300 Building $75,100 | $146,382 (+30.82%) Land $22,024 Building $124,358 |
| 2023 | $88,400 (-) Land $13,300 Building $75,100 | $111,899 (+3.8%) Land $16,835 Building $95,064 | |
| 2022 | $88,400 Land $13,300 Building $75,100 | $107,805 Land $16,220 Building $91,585 | |
| 2021 | $4,344.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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