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313 Derby Down Way, Wilmington, NC 28409 Property Records

New Hanover County property record for 313 Derby Down Way, Wilmington, NC 28409

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,873 sqft · built 1985
Lot Size0.518 acres (22,564 sqft)
OwnerIndividual Name on Record
Last Sale$182,000 (Dec 1998)
Tax Bill$2,376 (2025)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR06615-006-013-010

Property Details

APN / Parcel Number

Primary APNR06615-006-013-010

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,873 sqft Living Area
1st Floor Area1,036 sqft
Basement Area676 sqft
Finished Basement676 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialWood
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area22,564 sqft (0.518 acres)
TerrainLow
Garage Area660 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area220 sqft
Patio Area200 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address313 DERBY DOWN WAY
CityWILMINGTON
StateNC
Zip28409-8144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15,RESID
Legal DescriptionLOT 243 LANSDOWNE EST SEC G
Legal SubdivisionLANSDOWNE EST
Legal Block6
Legal Lot Number243
JurisdictionNEW HANOVER NC
Township / Civil DivisionWILMINGTON
Census Block Group1
Census Block1000
Census Tract12010

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address313 DERBY DOWN WAY, WILMINGTON, NC 28409-8144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 1998 · Amount on Record
Deed SaleDec 28, 1998 · Amount on Record
Prior SaleFeb 2, 1998
Deed Book / Page2493 / 482
Prior Transfer DateDec 30, 1990
Prior Transfer Doc9812003090
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address313 DERBY DOWN WAY, WILMINGTON, NC 28409-8144
Transaction TypeMortgage
Record UpdatedMay 6, 2021
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00644000089
DateApr 22, 2021
Book Page6440/89
Instrument2021020257
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
MunicipalityWilmington City
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$403,900 (-) Land $137,400 Building $266,500$403,900 (-) Land $137,400 Building $266,500
2025$2,376.00 (-9.66%)$403,900 (+33.61%) Land $137,400 Building $266,500$403,900 (+33.61%) Land $137,400 Building $266,500
2024$2,630.00 (+2.98%)
2023$2,554.00 (-0.58%)$302,300 Land $89,200 Building $213,100$302,300 Land $89,200 Building $213,100
2022$2,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimFeb 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCFPUA-WILMINGTON
serves 212,227 people · EPA ID NC0465010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

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