New Hanover County property record for 401 Derby Down Way, Wilmington, NC 28409
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,284 sqft · built 1985 |
| Lot Size | 0.526 acres (22,913 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $504,500 (Jun 2024) |
| Tax Bill | $3,091 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R06615-006-013-011 |
| Primary APN | R06615-006-013-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,284 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 1,028 sqft |
| Finished Basement | 1,028 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 22,913 sqft (0.526 acres) |
| Terrain | Low |
| Garage Area | 422 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 308 sqft |
| Patio Area | 476 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 401 DERBY DOWN WAY |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28409-8156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 242 SEC G LANSDOWNE EST |
| Legal Subdivision | SECTION G LANSDOWNE EST |
| Legal Block | 6 |
| Legal Lot Number | 242 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12010 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 DERBY DOWN WAY, WILMINGTON, NC 28409-8156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 3, 2024 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jun 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2024 · Amount on Record |
| Deed Sale | Jun 3, 2024 · Amount on Record |
| Prior Sale | Jun 28, 2022 · Amount on Record |
| Deed Document Number | 202413415 |
| Deed Book / Page | 6709 / 2811 |
| Prior Transfer Date | Mar 1, 1985 |
| Prior Transfer Doc | 1282001166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 401 DERBY DOWN WAY, WILMINGTON, NC 28409-8156 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 00646300578 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 6463/578 |
| Instrument | 2021031338 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jun 3, 2024 |
| Property Address | 401 DERBY DOWN WAY, WILMINGTON, NC 28409-8156 |
| Document Number | 00670902811 |
| Book / Page | 6709 / 2811 |
| Map Reference | MB 18 PG 23 |
| Instrument Date | May 30, 2024 |
| Instrument | 2024013415 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3828 AFFIRMED DR, FLORISSANT, MO 63034-3314 |
| Name | Verified Name |
|---|---|
| Address | 401 DERBY DOWN WAY, WILMINGTON, NC 28409-8156 |
| Document Number | 2024013416 |
|---|---|
| Date | Jun 3, 2024 |
| Instrument | 2024013416 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jun 28, 2022 |
| Property Address | 401 DERBY DOWN WAY, WILMINGTON, NC 28409-8156 |
| Document Number | 00657600673 |
| Book / Page | 6576 / 673 |
| Map Reference | MB 18 PG 23 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 2022024175 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $886.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3133 DURBIN CT, WILMINGTON, NC 28409-8504 |
| Name | Verified Name |
|---|---|
| Address | 401 DERBY DOWN WAY, WILMINGTON, NC 28409-8156 |
| Document Number | 2022024176 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2022024176 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Wilmington City |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525,400 (-) Land $138,000 Building $387,400 | $525,400 (-) Land $138,000 Building $387,400 | |
| 2025 | $3,091.00 (+9.34%) | $525,400 (+65.32%) Land $138,000 Building $387,400 | $525,400 (+65.32%) Land $138,000 Building $387,400 |
| 2024 | $2,827.00 (+5.29%) | ||
| 2023 | $2,685.00 (-0.59%) | $317,800 Land $89,800 Building $228,000 | $317,800 Land $89,800 Building $228,000 |
| 2022 | $2,701.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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