309 Derby Down Way, Wilmington, NC 28409 Property Records

New Hanover County property record for 309 Derby Down Way, Wilmington, NC 28409

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,214 sqft · built 1981
Lot Size0.454 acres (19,776 sqft)
OwnerIndividual Name on Record
Last Sale$162,500 (Dec 2013)
Tax Bill$2,589 (2025)
Deeds & MortgagesAug 2020 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNR06615-006-013-009

Property Details

APN / Parcel Number

Primary APNR06615-006-013-009

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,214 sqft Living Area
1st Floor Area1,222 sqft
Basement Area992 sqft
Finished Basement992 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area19,776 sqft (0.454 acres)
TerrainLow
Garage Area253 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area128 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address309 DERBY DOWN WAY
CityWILMINGTON
StateNC
Zip28409-8144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15,RESID
Legal DescriptionLOT 244 LANSDOWNE EST SEC G
Legal SubdivisionLANSDOWNE EST
Legal Block6
Legal Lot Number244
JurisdictionNEW HANOVER NC
Township / Civil DivisionWILMINGTON
Census Block Group1
Census Block1000
Census Tract12010

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address309 DERBY DOWN WAY, WILMINGTON, NC 28409-8144
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
PRINCETON MTG
Oct 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
SHARONVIEW FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2013 · Amount on Record
Deed SaleDec 6, 2013 · Amount on Record
Prior SaleDec 17, 2010 · Amount on Record
Deed Document Number201342390
Deed Book / Page5786 / 2182
Prior Transfer DateDec 13, 2010
Prior Transfer Doc00553302135
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address309 DERBY DOWN WAY, WILMINGTON, NC 28409-8144
Document Number0063430315
Instrument DateAug 7, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address309 DERBY DOWN WAY WILMINGTON NC 284098144, WILMINGTON, NC 28409-8144

Mortgage

Document Number0063430315
DateAug 12, 2020
Book Page006343/000315
Instrument31864
Lender
NamePRINCETON MTG
TypeMortgage Company
AddressEWING, NJ 08560
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 11, 2050

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address309 DERBY DOWN WAY, WILMINGTON, NC 28409-8144
Document Number0061780240
Instrument DateOct 17, 2018
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 DERBY DOWN WAY WILMINGTON NC 284098144, WILMINGTON, NC 28409-8144

Mortgage

Document Number0061780240
DateNov 8, 2018
Book Page006178/000240
Instrument33825
Lender
NameSHARONVIEW FCU
TypeCredit Union
AddressFORT MILL, SC 29716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 7, 2048

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
MunicipalityWilmington City
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$440,100 (-) Land $132,500 Building $307,600$440,100 (-) Land $132,500 Building $307,600
2025$2,589.00 (-8.22%)$440,100 (+35.71%) Land $132,500 Building $307,600$440,100 (+35.71%) Land $132,500 Building $307,600
2024$2,821.00 (+2.96%)
2023$2,740.00 (-0.58%)$324,300 Land $84,600 Building $239,700$324,300 Land $84,600 Building $239,700
2022$2,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimFeb 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCFPUA-WILMINGTON
serves 212,227 people · EPA ID NC0465010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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