213 Derby Down Way, Wilmington, NC 28409 Property Records

New Hanover County property record for 213 Derby Down Way, Wilmington, NC 28409

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,111 sqft · built 1982
Lot Size0.532 acres (23,174 sqft)
OwnerIndividual Name on Record
Last Sale$176,500 (Mar 1998)
Tax Bill$2,676 (2025)
Deeds & MortgagesSep 2020 Mortgage
Sep 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNR06615-006-013-006

Property Details

APN / Parcel Number

Primary APNR06615-006-013-006

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,111 sqft Living Area
1st Floor Area1,092 sqft
Basement Area924 sqft
Finished Basement924 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleCape Cod
Exterior MaterialWood
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area23,174 sqft (0.532 acres)
TerrainLow
Garage Area616 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area512 sqft
PorchSlab
Porch Area100 sqft
Deck Area862 sqft
Patio Area862 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address213 DERBY DOWN WAY
CityWILMINGTON
StateNC
Zip28409-8108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15,RESID
Legal DescriptionLT 247 SEC H LANSDOWNE ESTATES S/D
Legal SubdivisionSECTION H LANSDOWNE ESTATES
Legal Block6
Legal Lot Number247
JurisdictionNEW HANOVER NC
Township / Civil DivisionWILMINGTON
Census Block Group1
Census Block1000
Census Tract12010

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address213 DERBY DOWN WAY, WILMINGTON, NC 28409-8108
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
VICTORIAN FIN
Sep 23, 2019Deed of Trust, Mortgage · Line of Credit
CORNING FCU
Jul 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
VICTORIAN FIN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 1998 · Amount on Record
Deed SaleMar 5, 1998 · Amount on Record
Prior SaleJun 3, 1993
Deed Book / Page2322 / 215
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address213 DERBY DOWN WAY, WILMINGTON, NC 28409-8108
Document Number0063552962
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedSep 24, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address213 DERBY DOWN WAY WILMINGTON NC 284098108, WILMINGTON, NC 28409-8108

Mortgage

Document Number0063552962
DateSep 16, 2020
Book Page006355/002962
Instrument37803
Lender
NameVICTORIAN FIN
TypeFunding / Finance Company
AddressPITTSBURGH, PA 15241
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 15, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address213 DERBY DOWN WAY, WILMINGTON, NC 28409-8108
Document Number0062570626
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedNov 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address213 DERBY DOWN WAY WILMINGTON NC 284098108, WILMINGTON, NC 28409-8108

Mortgage

Document Number0062570626
DateOct 25, 2019
Book Page006257/000626
Instrument34821
Lender
NameCORNING FCU
TypeCredit Union
AddressSOUTH CORNING, NY 14830
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueOct 24, 2024
Interest
Rate TypeAdjustable Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address213 DERBY DOWN WAY, WILMINGTON, NC 28409-8108
Document Number0060750574
Book / Page006075 / 000574
Instrument DateJul 14, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address213 DERBY DOWN WAY WILMINGTON NC 284098108, WILMINGTON, NC 28409-8108

Mortgage

Document Number0060750574
DateJul 20, 2017
Book Page006075/000574
Instrument23358
Lender
NameVICTORIAN FIN
TypeFunding / Finance Company
AddressPITTSBURGH, PA 15241
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 19, 2047
Interest
Rate5%

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
MunicipalityWilmington City
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$454,800 (-) Land $138,400 Building $316,400$454,800 (-) Land $138,400 Building $316,400
2025$2,676.00 (-10.38%)$454,800 (+32.48%) Land $138,400 Building $316,400$454,800 (+32.48%) Land $138,400 Building $316,400
2024$2,986.00 (+2.97%)
2023$2,900.00 (-0.62%)$343,300 Land $90,200 Building $253,100$343,300 Land $90,200 Building $253,100
2022$2,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimFeb 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCFPUA-WILMINGTON
serves 212,227 people · EPA ID NC0465010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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