301 Derby Down Way, Wilmington, NC 28409 Property Records

New Hanover County property record for 301 Derby Down Way, Wilmington, NC 28409

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,268 sqft · built 1982
Lot Size	0.538 acres (23,435 sqft)
Owner	Individual Name on Record
Last Sale	$183,000 (Aug 1998)
Tax Bill	$2,885 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R06615-006-013-007`

Property Details

APN / Parcel Number

Primary APN	`R06615-006-013-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,268 sqft Living Area
1st Floor Area	1,134 sqft
Basement Area	1,134 sqft
Finished Basement	1,134 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	23,435 sqft (0.538 acres)
Terrain	Low
Garage Area	644 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	350 sqft
Deck Area	40 sqft
Patio Area	456 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	301 DERBY DOWN WAY
City	WILMINGTON
State	NC
Zip	28409-8144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 246 LANSDOWNE EST SEC G
Legal Subdivision	LANSDOWNE EST
Legal Block	6
Legal Lot Number	246
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1000
Census Tract	12010

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	301 DERBY DOWN WAY, WILMINGTON, NC 28409-8144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 1998 · Amount on Record
Deed Sale	Aug 21, 1998 · Amount on Record
Prior Sale	Jul 1, 1984 · Amount on Record
Deed Book / Page	2423 / 571
Last Transfer Date	Sep 5, 2013
Transfer Doc	00576801877
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	301 DERBY DOWN WAY, WILMINGTON, NC 28409-8144
Document Number	0063552003
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 DERBY DOWN WAY WILMINGTON NC 284098144, WILMINGTON, NC 28409-8144

Mortgage

Document Number	0063552003
Date	Sep 16, 2020
Book Page	006355/002003
Instrument	37631

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2035

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,300 (-) Land $138,900 Building $351,400	$490,300 (-) Land $138,900 Building $351,400
2025	$2,885.00 (-7.26%)	$490,300 (+37.11%) Land $138,900 Building $351,400	$490,300 (+37.11%) Land $138,900 Building $351,400
2024	$3,111.00 (+2.98%)
2023	$3,021.00 (+1%)	$357,600 Land $90,700 Building $266,900	$357,600 Land $90,700 Building $266,900
2022	$2,991.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20