New Hanover County property record for 305 Derby Down Way, Wilmington, NC 28409
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,046 sqft · built 1982 |
| Lot Size | 0.464 acres (20,212 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Jul 2013) |
| Tax Bill | $2,582 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R06615-006-013-008 |
| Primary APN | R06615-006-013-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,046 sqft Living Area |
| 1st Floor Area | 1,072 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Colonial |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 20,212 sqft (0.464 acres) |
| Terrain | Low |
| Garage Area | 518 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 305 DERBY DOWN WAY |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28409-8144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LT 245 LANSDOWNE SEC G |
| Legal Subdivision | LANSDOWNE ESTATES PT OF F & G |
| Legal Block | 6 |
| Legal Lot Number | 245 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 12010 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 DERBY DOWN WAY, WILMINGTON, NC 28409-8144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jul 17, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2013 · Amount on Record |
| Deed Sale | Jul 26, 2013 · Amount on Record |
| Prior Sale | Dec 8, 2000 · Amount on Record |
| Deed Document Number | 201327548 |
| Deed Book / Page | 5757 / 1880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 305 DERBY DOWN WAY, WILMINGTON, NC 28409-8144 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 00641200805 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 6412/805 |
| Instrument | 2021007441 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 305 DERBY DOWN WAY, WILMINGTON, NC 28409-8144 |
| Document Number | 0063351555 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 305 DERBY DOWN WAY WILMINGTON NC 284098144, WILMINGTON, NC 28409-8144 |
| Document Number | 0063351555 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 006335/001555 |
| Instrument | 28317 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | WILMINGTON, NC 28406 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Wilmington City |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,800 (-) Land $133,300 Building $305,500 | $438,800 (-) Land $133,300 Building $305,500 | |
| 2025 | $2,582.00 (-7.06%) | $438,800 (+37.38%) Land $133,300 Building $305,500 | $438,800 (+37.38%) Land $133,300 Building $305,500 |
| 2024 | $2,778.00 (+2.97%) | ||
| 2023 | $2,698.00 (-0.59%) | $319,400 Land $85,300 Building $234,100 | $319,400 Land $85,300 Building $234,100 |
| 2022 | $2,714.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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