3112 Saddlebrook, Findlay, OH 45840 Property Records

Hancock County property record for 3112 Saddlebrook, Findlay, OH 45840 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1994
Square Footage2,907 sqft Living Area
Lot Size26,315 sqft (0.604 acres)
OccupancyOwner Occupied
Last Sale$315,000 (2020)
Tax Bill$5,328.00 (2025)

Property Details

APN / Parcel Number

Primary APN1010-021-10-029.000
Alternative APN
  • 280001009405

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Building Area2,907 sqft Living Area
1st Floor1,425 sqft 1st Floor
2nd Floor1,482 sqft 2nd Floor
Basement Area547 sqft Basement
Unfinished Basement547 sqft Unfinished
Stories2 Stories
Primary FlooringTile Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area26,315 sqft (0.604 acres)
Depth X Width179 ft x 147 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage
Deck Area354 sqft Deck
Patio Area49 sqft Patio
Porch Area302 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address3112 SADDLEBROOK
CityFINDLAY
StateOH
Zip45840-2985
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHILLCREST ESTATES 5TH ADD LOT 283
Legal SubdivisionHILLCREST ESTATES
Legal Lot Number283
JurisdictionHANCOCK OH
Minor Civil DivisionLIBERTY
Census Blockgroup1
Census Block1041
Census Tract400

Owner

Source: Hancock County records · APN 1010-021-10-029.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3112 SADDLEBROOK, FINDLAY, OH 45840-2985
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 08, 2022Deed of Trust, Mortgage · Stand Alone Second Mortgage
SPRING EQ LLC
Sep 14, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
May 26, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LOANDEPOT.COM LLC
Dec 19, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2020 · Amount on Record
Deed SaleMay 26, 2020 · Amount on Record
Prior SaleSep 29, 1995 · Amount on Record
Deed Doc Number20204648
Deed Book / Page2568 / 4780
Prior Transfer DateDec 08, 2017
Prior Transfer Doc02530/1886
Record RefreshedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address3112 SADDLEBROOK, FINDLAY, OH 45840-2985
Transaction TypeMortgage
Record UpdatedSep 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3112 SADDLEBROOK, FINDLAY, OH 45840-2985

Mortgage

Document Number02597/4136
DateSep 08, 2022
Book Page2597/4136
Instrument202200008276
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWILMINGTON, DE 19807
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2042

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address3112 SADDLEBROOK, FINDLAY, OH 45840-2985
Transaction TypeMortgage
Record UpdatedSep 23, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2586/4795
DateSep 14, 2021
Book Page2586/4795
Instrument202100010804
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateMay 26, 2020
Property Address3112 SADDLEBROOK, FINDLAY, OH 45840-2985
Document Number02568/4780
Book / Page2568 / 4780
Instrument DateMay 15, 2020
Instrument202000004648
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyMID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3112 SADDLEBROOK, FINDLAY, OH 45840-2985
InvestorPossibly a Property Investor

Mortgage

Document Number202000004649
DateMay 26, 2020
Instrument202000004649
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

December 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHANCOCK OH
Recording DateDec 19, 2017
Property Address3112 SADDLEBROOK, FINDLAY, OH 45840-2985
Document Number02530/1886
Book / Page2530 / 1886
Map ReferenceVOL1203 PG258
Instrument DateDec 08, 2017
Instrument201700010613
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address00000

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
County SubdivisionLiberty Township
Unified School DistrictLiberty-Benton Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,328.00 (+19.27%) Homeowner's exemption$150,100 (+24.89%) Land $28,260 Building $121,840$428,840 (+24.88%) Land $80,730 Building $348,110
2024$4,467.00 (+2.41%)$120,190 (-) Land $23,160 Building $97,030
2023$4,362.00 Homeowner's exemption$120,190 Land $23,160 Building $97,030
2022$343,410 Land $66,170 Building $277,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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