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3116 Saddlebrook, Findlay, OH 45840 Property Records

Hancock County property record for 3116 Saddlebrook, Findlay, OH 45840 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,766 sqft · built 1993
Lot Size0.387 acres (16,858 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (May 1997)
Tax Bill$5,443 (2025)
Deeds & MortgagesMay 2020 Construction Loan
May 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN1010-021-10-030.000

Property Details

APN / Parcel Number

Primary APN1010-021-10-030.000
Alternative APN
  • 280001009401

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms13 Rooms
Stories2 Stories
Building Area2,766 sqft Living Area
1st Floor Area1,878 sqft
2nd Floor Area888 sqft
Basement Area986 sqft
Finished Basement986 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area16,858 sqft (0.387 acres)
Lot Dimensions172 ft deep x 98 ft wide
Garage TypeAttached
Garage Area567 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area154 sqft
Deck AreaDeck Area
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3116 SADDLEBROOK
CityFINDLAY
StateOH
Zip45840-2985
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLCREST ESTATES 5TH ADD LOT 279
Legal SubdivisionHILLCREST ESTATES
Legal Lot Number279
JurisdictionHANCOCK OH
Township / Civil DivisionLIBERTY
Census Block Group1
Census Block1041
Census Tract400

Owner

Source: Hancock County records · APN 1010-021-10-030.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3116 SADDLEBROOK, FINDLAY, OH 45840-2985
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2020Deed of Trust, Mortgage · Construction Mortgage
THE HUNTINGTON NATIONAL BANK
May 05, 2020Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
May 28, 2019Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 02, 1997 · Amount on Record
Deed SaleMay 02, 1997 · Amount on Record
Prior SaleMar 01, 1994 · Amount on Record
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address3116 SADDLEBROOK, FINDLAY, OH 45840-2985
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2568/3944
DateMay 20, 2020
Book Page2568/3944
Instrument202000004488
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 04, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address3116 SADDLEBROOK, FINDLAY, OH 45840-2985
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2568/429
DateMay 05, 2020
Book Page2568/429
Instrument202000003905
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address3116 SADDLEBROOK, FINDLAY, OH 45840-2985
Transaction TypeMortgage
Record UpdatedJun 20, 2019
Title CompanySOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2558/0313
DateMay 28, 2019
Book Page2558/0313
Instrument201900004088
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 13, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
County SubdivisionLiberty Township
Unified School DistrictLiberty-Benton Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,443.00 (+19.26%)$153,430 (+21.99%) Land $22,550 Building $130,880$438,390 (+22%) Land $64,440 Building $373,950
2023$4,564.00 Homeowner's exemption$125,770 Land $18,490 Building $107,280
2022$359,340 Land $52,820 Building $306,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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