3027 Saddlebrook, Findlay, OH 45840 Property Records

Hancock County property record for 3027 Saddlebrook, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,520 sqft · built 1993
Lot Size	1 acres (43,778 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Dec 1992)
Tax Bill	$3,711 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1010-021-06-024.000`

Property Details

APN / Parcel Number

Primary APN	`1010-021-06-024.000`
Alternative APN	`280001006314`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,520 sqft Living Area
1st Floor Area	1,766 sqft
2nd Floor Area	754 sqft
Basement Area	754 sqft
Unfinished Basement	754 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,778 sqft (1 acres)
Lot Dimensions	315 ft deep x 139 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Patio Area	312 sqft
Balcony Area	29 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3027 SADDLEBROOK
City	FINDLAY
State	OH
Zip	45840-2984
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ESTATES 4TH ADD LOT 208
Legal Subdivision	HILLCREST ESTATES
Legal Lot Number	208
Jurisdiction	HANCOCK OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1043
Census Tract	400

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3027 SADDLEBROOK, FINDLAY, OH 45840-2984
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Transfer on Death Deed, Transfer
Jul 27, 2023	Intrafamily Transfer, Transfer
Feb 13, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NORTHERN OHIO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 1992 · Amount on Record
Deed Sale	Dec 18, 1992 · Amount on Record
Prior Sale	Aug 14, 1991 · Amount on Record
Last Transfer Date	Jul 20, 2023
Transfer Doc	02604/4294
Record Updated	Sep 20, 2026

July 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 27, 2023
Property Address	3027 SADDLEBROOK, FINDLAY, OH 45840-2984
Document Number	02604/4296
Book / Page	2604 / 4296
Instrument Date	Jul 20, 2023
Instrument	202300004951
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Jul 27, 2023
Property Address	3027 SADDLEBROOK, FINDLAY, OH 45840-2984
Document Number	02604/4294
Book / Page	2604 / 4294
Instrument Date	Jul 20, 2023
Instrument	202300004950
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3027 SADDLEBROOK, FINDLAY, OH 45840-2984

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	3027 SADDLEBROOK, FINDLAY, OH 45840-2984
Transaction Type	Mortgage
Record Updated	Feb 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2533/1135
Date	Feb 13, 2018
Book Page	2533/1135
Instrument	201800001160

Lender

Name	FIFTH THIRD BANK NORTHERN OHIO
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2048

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Liberty Township
Unified School District	Liberty-Benton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,711.00 (+20.6%) Homeowner's exemption Senior Citizen's exemption	$124,910 (+21.99%) Land $22,810 Building $102,100	$356,880 (+22%) Land $65,170 Building $291,710
2024	$3,077.00 (+0.85%)	$102,390 (-) Land $18,700 Building $83,690
2023	$3,051.00 (+0.03%) Homeowner's exemption Senior Citizen's exemption	$102,390 (-) Land $18,700 Building $83,690
2022	$3,050.00 Homeowner's exemption Senior Citizen's exemption	$102,390 Land $18,700 Building $83,690	$292,530 Land $53,420 Building $239,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: MetaLINK Technologies.

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