3107 Saddlebrook, Findlay, OH 45840 Property Records

Hancock County property record for 3107 Saddlebrook, Findlay, OH 45840 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,143 sqft · built 1993
Lot Size0.404 acres (17,594 sqft)
OwnerIndividual Name on File
Last Sale$246,000 (Nov 2009)
Tax Bill$5,327 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Mar 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN1010-021-06-026.000

Property Details

APN / Parcel Number

Primary APN1010-021-06-026.000
Alternative APN
  • 280001010757

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,143 sqft Living Area
1st Floor Area1,212 sqft
2nd Floor Area756 sqft
Basement Area1,176 sqft
Unfinished Basement1,176 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area17,594 sqft (0.404 acres)
Lot Dimensions115 ft deep x 153 ft wide
Garage TypeAttached
Garage Area700 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area32 sqft
Deck Area488 sqft
Patio Area488 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3107 SADDLEBROOK
CityFINDLAY
StateOH
Zip45840-2986
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLCREST ESTATES 5TH ADD LOT 247 EX S 10 FT
Legal SubdivisionHILLCREST ESTATES
Legal Lot Number247
JurisdictionHANCOCK OH
Township / Civil DivisionLIBERTY
Census Block Group1
Census Block1040
Census Tract400

Owner

Source: Hancock County records · APN 1010-021-06-026.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3107 SADDLEBROOK, FINDLAY, OH 45840-2986
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Mar 12, 2021Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Mar 03, 2006Warranty Deed, Transfer · ARM
SIRVA MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2009 · Amount on Record
Deed SaleNov 30, 2009 · Amount on Record
Prior SaleMar 03, 2006 · Amount on Record
Deed Document Number200912708
Deed Book / Page2369 / 1038
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address3107 SADDLEBROOK, FINDLAY, OH 45840-2986
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02579/4058
DateMar 12, 2021
Book Page2579/4058
Instrument202100002936
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address3107 SADDLEBROOK, FINDLAY, OH 45840-2986
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2579/4058
DateMar 12, 2021
Book Page2579/4058
Instrument202100002936
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateMar 03, 2006
Property Address3107 SADDLEBROOK, FINDLAY, OH 45840-2986
Document Number02287/2344
Book / Page2287 / 2344
Instrument DateMar 03, 2006
Instrument200600002446
Transaction TypeTransfer
Record UpdatedJun 09, 2026
Title CompanyBARRISTERS TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3107 SADDLEBROOK, FINDLAY, OH 45840-2986

Mortgage

Document Number200600002447
DateMar 03, 2006
Instrument200600002447
Lender
NameSIRVA MORTGAGE INC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 01, 2036
Interest
Rate TypeAdjustable Rate
Rate5.62%
Change FrequencyAnnually
IndexLIBOR

Mortgage

Document Number02287/2364
DateMar 03, 2006
Book Page2287/2364
Instrument200600002448
Lender
NameSIRVA MORTGAGE INC
TypeMortgage Company
Address6070 PARKLAND BLVD, MAYFIELD HEIGHTS, OH 44124
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2036

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
County SubdivisionLiberty Township
Unified School DistrictLiberty-Benton Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,327.00 (+19.28%)$150,150 (+22%) Land $28,610 Building $121,540$429,000 (+22%) Land $81,750 Building $347,250
2023$4,466.00 Homeowner's exemption$123,070 Land $23,450 Building $99,620
2022$351,640 Land $67,010 Building $284,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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