3108 E Lydius St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3108 E Lydius St, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1968
Square Footage1,616 sqft Living Area
Lot Size20,000 sqft (0.459 acres)
OccupancyOwner Occupied
Last Sale$191,000 (2014)
Tax Bill$5,974.00 (2025)

Property Details

APN / Parcel Number

Primary APN013089 15.15-1-20
Alternative APNs
  • 308901501500010200000000
  • 01501500010200000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,616 sqft Living Area
1st Floor1,052 sqft 1st Floor
Upper Floors564 sqft Upper Floors
Game RoomGame Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleCape Cod Style
Exterior MaterialWood Exterior
Lot Area20,000 sqft (0.459 acres)
Depth X Width200 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area456 sqft Garage
Porch1 Porch
Porch Area140 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number01501500010200000000
Street Address3108 E LYDIUS ST
CitySCHENECTADY
StateNY
Zip12303-5026
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description3108 LYDIUS ST
Legal Block1
Legal Lot Number20.000
JurisdictionALBANY NY
Minor Civil DivisionGUILDERLAND
Census Blockgroup3
Census Block3007
Census Tract14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 15.15-1-20

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3108 E LYDIUS ST, SCHENECTADY, NY 12303-5026
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 08, 2026Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK LENA
Sep 20, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Sep 20, 2022Deed of Trust, Mortgage · Commercial Mortgage
WELLS FARGO BANK NA
Jul 21, 2021Deed of Trust, Mortgage · Stand Alone Refinance
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 28, 2014 · Amount on Record
Deed SaleJan 28, 2014 · Amount on Record
Prior SaleMay 21, 2002 · Amount on Record
Deed Doc Number201411553934
Deed Book / Page3090 / 46
Prior Transfer DateFeb 22, 2013
Prior Transfer Doc0030590843
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Recording DateMay 08, 2026
Property Address3108 E LYDIUS ST, SCHENECTADY, NY 12303-5026
Document Number0000000757
Instrument DateApr 29, 2026
Instrument20268757
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3108 E LYDIUS ST, SCHENECTADY, NY 12303-5026

Mortgage

Document Number0000008757,
DateMay 08, 2026
Instrument20268757
Lender
NameCOMMUNITY BANK LENA
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.46%
Max Rate-1%

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3108 E LYDIUS ST, SCHENECTADY, NY 12303-5026
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3108 E LYDIUS ST, SCHENECTADY, NY 12303-5026

Mortgage

Document Number0000001780
DateSep 20, 2022
InstrumentR2022-21780
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term173 Months
DueFeb 01, 2037

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3108 E LYDIUS ST, SCHENECTADY, NY 12303-5026
Transaction TypeMortgage
Record UpdatedOct 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3108 E LYDIUS ST, SCHENECTADY, NY 12303-5026

Mortgage

Document Number0000001781
DateSep 20, 2022
InstrumentR2022-21781
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3108 E LYDIUS ST, SCHENECTADY, NY 12303-5026
Transaction TypeMortgage
Record UpdatedAug 23, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3108 E LYDIUS ST, SCHENECTADY, NY 12303-5026

Mortgage

Document Number0000001460
DateJul 21, 2021
InstrumentR2021-21460
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMINNEAPOLIS, MN 55467
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,974.00 (+23.74%)$205,000 (-) Land $41,000 Building $164,000$273,333 (+13.33%) Land $54,667 Building $218,666
2023$205,000 (-) Land $41,000 Building $164,000$241,176 (+7.06%) Land $48,235 Building $192,941
2022$205,000 Land $41,000 Building $164,000$225,275 Land $45,055 Building $180,220
2021$4,828.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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