Albany County and Guilderland Town property record for 3107 E Lydius St, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1961 |
| Square Footage | 1,164 sqft Living Area |
| Lot Size | 15,000 sqft (0.344 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $300,000 (2023) |
| Tax Bill | $6,552.00 (2025) |
| Primary APN | 013089 15.15-1-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,164 sqft Living Area |
| 1st Floor | 1,164 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 15,000 sqft (0.344 acres) |
| Depth X Width | 150 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Shed | 1 Shed |
| Porch Area | 100 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01501500010060000000 |
|---|---|
| Street Address | 3107 E LYDIUS ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5025 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 10 3107 LYDIUS ST |
| Legal Block | 1 |
| Legal Lot Number | 6.000 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | GUILDERLAND |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records · APN 013089 15.15-1-6
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3107 E LYDIUS ST, SCHENECTADY, NY 12303-5025 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 23, 2024 | Deed of Trust, Mortgage · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 26, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 28, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage KEYBANK USA |
| Jun 30, 2017 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) CAPITAL COMMUNICATIONS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 26, 2023 · Amount on Record |
| Deed Sale | Jan 26, 2023 · Amount on Record |
| Prior Sale | Jan 28, 2020 · Amount on Record |
| Deed Doc Number | 20231918 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3107 E LYDIUS ST, SCHENECTADY, NY 12303-5025 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Title Company | NOT AVAILABLE, REAL ADVANTAGE LLC DBA ORANG |
| Name | Verified Name |
|---|---|
| Address | 3107 E LYDIUS ST, SCHENECTADY, NY 12303-5025 |
| Document Number | 0000000076 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | R2024-3076 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3107 E LYDIUS ST, SCHENECTADY, NY 12303-5025 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 548 HAUNTS WALK AVE, LAS VEGAS, NV 89178-1229 |
| Document Number | 0000000919 |
|---|---|
| Date | Jan 26, 2023 |
| Instrument | R2023-1919 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jan 28, 2020 |
| Property Address | 3107 E LYDIUS ST, SCHENECTADY, NY 12303-5025 |
| Document Number | 0000002153 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 2153 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2020 |
| Title Company | ALL SEASONS TITLE AGENCY, ALL SEASONS TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3107 E LYDIUS ST SCHENECTADY NY 123035025, SCHENECTADY, NY 12303-5025 |
| Document Number | 2154 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 2154 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jun 30, 2017 |
| Property Address | 3107 E LYDIUS ST, SCHENECTADY, NY 12303-5025 |
| Document Number | 0000005085 |
| Instrument Date | Jun 28, 2017 |
| Instrument | R2017-15085 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,490.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3107 E LYDIUS ST, 3107, SCHENECTADY, NY 12303-5025 |
| Name | Verified Name |
|---|---|
| Address | 1214A DOORSTONE DIR, LATHAM, NY 12110 |
| Document Number | 0000005086 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | R2017-15086 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jul 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Margin | 3 |
| Max Rate | 9% |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,552.00 (+10.96%) | $226,000 (-) Land $45,000 Building $181,000 | $301,333 (+13.33%) Land $60,000 Building $241,333 |
| 2023 | $226,000 (-) Land $45,000 Building $181,000 | $265,882 (+7.06%) Land $52,941 Building $212,941 | |
| 2022 | $226,000 Land $45,000 Building $181,000 | $248,352 Land $49,451 Building $198,901 | |
| 2021 | $5,905.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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