Albany County and Guilderland Town property record for 3097 E Lydius St, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1961 |
| Square Footage | 1,040 sqft Living Area |
| Lot Size | 15,000 sqft (0.344 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $103,000 (1998) |
| Tax Bill | $4,464.00 (2025) |
| Primary APN | 013089 15.15-1-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,040 sqft Living Area |
| 1st Floor | 1,040 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 15,000 sqft (0.344 acres) |
| Depth X Width | 150 ft x 100 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 280 sqft Garage |
| Shed | 1 Shed |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01501500010040000000 |
|---|---|
| Street Address | 3097 E LYDIUS ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5057 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 8 3097 LYDIUS ST |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | GUILDERLAND |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records · APN 013089 15.15-1-4
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3097 E LYDIUS ST, SCHENECTADY, NY 12303-5057 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 07, 2019 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Sep 20, 2017 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 1998 · Amount on Record |
| Deed Sale | Apr 20, 1998 · Amount on Record |
| Prior Sale | Jun 02, 1994 · Amount on Record |
| Deed Book / Page | 2601 / 280 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3097 E LYDIUS ST, SCHENECTADY, NY 12303-5057 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000401 |
|---|---|
| Date | Jan 07, 2019 |
| Instrument | R2019-00401 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3097 E LYDIUS ST, SCHENECTADY, NY 12303-5057 |
| Document Number | 0000023455 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3097 E LYDIUS ST SCHENECTADY NY 123035057, SCHENECTADY, NY 12303-5057 |
| Document Number | 0000023455 |
|---|---|
| Date | Oct 02, 2017 |
| Instrument | 23455 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,464.00 (+15.38%) Homeowner's exemption Senior Citizen's exemption | $192,000 (-) Land $39,000 Building $153,000 | $256,000 (+13.33%) Land $52,000 Building $204,000 |
| 2023 | $192,000 (-) Land $39,000 Building $153,000 | $225,882 (+7.06%) Land $45,882 Building $180,000 | |
| 2022 | $192,000 Land $39,000 Building $153,000 | $210,989 Land $42,857 Building $168,132 | |
| 2021 | $3,869.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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