3095 E Lydius St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3095 E Lydius St, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1997
Square Footage	1,963 sqft Living Area
Lot Size	15,000 sqft (0.344 acres)
Occupancy	Owner Occupied
Last Sale	$270,000 (2015)
Tax Bill	$5,916.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`013089 15.15-1-3.3`
Alternative APNs	`308901501500010030030000` `01501500010030030000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	1,963 sqft Living Area
1st Floor	996 sqft 1st Floor
Upper Floors	747 sqft Upper Floors
Basement Area	220 sqft Basement
Finished Basement	220 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	15,000 sqft (0.344 acres)
Depth X Width	150 ft x 100 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	712 sqft Garage
Pool Type	In-Ground Vinyl Pool Pool Type
Pool Area	512 sqft Pool
Porch Area	444 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	01501500010030030000
Street Address	3095 E LYDIUS ST
City	SCHENECTADY
State	NY
Zip	12303-5057
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LANDS OF MACDERMOTT LOT 3 3095 LYDIUS ST
Legal Block	1
Legal Lot Number	3.003
Jurisdiction	ALBANY NY
Minor Civil Division	GUILDERLAND
Census Blockgroup	3
Census Block	3001
Census Tract	14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 15.15-1-3.3

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3095 E LYDIUS ST, SCHENECTADY, NY 12303-5057
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 08, 2015 · Amount on Record
Deed Sale	Dec 08, 2015 · Amount on Record
Prior Sale	Jul 21, 1997 · Amount on Record
Deed Doc Number	20152364
Record Refreshed	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	3095 E LYDIUS ST, SCHENECTADY, NY 12303-5057
Document Number	0000001387
Instrument Date	Jan 03, 2017
Transaction Type	Mortgage
Record Updated	Mar 02, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3095 E LYDIUS ST SCHENECTADY NY 123035057, SCHENECTADY, NY 12303-5057

Mortgage

Document Number	0000001387
Date	Jan 18, 2017
Instrument	1387

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,916.00 (+8.99%) Disabled Person's exemption Veteran's exemption	$281,000 (+87.33%) Land $56,000 Building $225,000	$374,667 (+112.31%) Land $74,667 Building $300,000
2023		$150,000 (-46.62%) Land $56,000 Building $94,000	$176,471 (-42.85%) Land $65,883 Building $110,588
2022		$281,000 Land $56,000 Building $225,000	$308,791 Land $61,538 Building $247,253
2021	$5,428.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.