3112 E Lydius St, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 3112 E Lydius St, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1967
Square Footage1,884 sqft Living Area
Lot Size20,000 sqft (0.459 acres)
GarageBasement
OccupancyOwner Occupied
Tax Bill$6,249.00 (2025)

Property Details

APN / Parcel Number

Primary APN013089 15.15-1-18
Alternative APNs
  • 308901501500010180000000
  • 01501500010180000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area1,884 sqft Living Area
1st Floor1,236 sqft 1st Floor
Basement Area648 sqft Basement
Finished Basement648 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRaised Ranch Style
Exterior MaterialWood Exterior
Lot Area20,000 sqft (0.459 acres)
Depth X Width200 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage
Porch Area282 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number01501500010180000000
Street Address3112 E LYDIUS ST
CitySCHENECTADY
StateNY
Zip12303-5026
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 3 3112 LYDIUS ST
Legal Block1
Legal Lot Number18.000
JurisdictionALBANY NY
Minor Civil DivisionGUILDERLAND
Census Blockgroup3
Census Block3007
Census Tract14616

Owner

Source: Albany County and Guilderland Town records · APN 013089 15.15-1-18

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3112 E LYDIUS ST, SCHENECTADY, NY 12303-5026
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 04, 2026Deed of Trust, Mortgage · Line of Credit
BAY VIEW FEDERAL CREDIT UNION
Jan 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
CATSKILL HUDSON BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Recording DateMay 04, 2026
Property Address3112 E LYDIUS ST, SCHENECTADY, NY 12303-5026
Document Number0000000424
Instrument DateApr 29, 2026
Instrument20268424
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3112 E LYDIUS ST, SCHENECTADY, NY 12303-5026

Mortgage

Document Number0000008424,
DateMay 04, 2026
Instrument20268424
Lender
NameBAY VIEW FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.46%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address3112 E LYDIUS ST, SCHENECTADY, NY 12303-5026
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMARATHON TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002607
DateJan 31, 2020
InstrumentR2020-02607
Lender
NameCATSKILL HUDSON BANK
TypeBank
AddressKINGSTON, NY 12401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,249.00 (+11.85%)$215,000 (-) Land $43,000 Building $172,000$286,667 (+13.33%) Land $57,333 Building $229,334
2023$215,000 (-) Land $43,000 Building $172,000$252,941 (+7.06%) Land $50,588 Building $202,353
2022$215,000 Land $43,000 Building $172,000$236,264 Land $47,253 Building $189,011
2021$5,587.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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