Albany County and Guilderland Town property record for 3104 E Lydius St, Schenectady, NY 12303 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1950 |
| Square Footage | 2,363 sqft Living Area |
| Lot Size | 31,514 sqft (0.723 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Tax Bill | $5,896.00 (2025) |
| Primary APN | 013089 15.14-5-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,363 sqft Living Area |
| 1st Floor | 1,756 sqft 1st Floor |
| Upper Floors | 607 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 31,514 sqft (0.723 acres) |
| Depth X Width | 210 ft x 150 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Pool Type | In-Ground Vinyl Pool Pool Type |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01501400050190000000 |
|---|---|
| Street Address | 3104 E LYDIUS ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-5026 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 3104 LYDIUS ST |
| Legal Block | 5 |
| Legal Lot Number | 19.000 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | GUILDERLAND |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 14616 |
Source: Albany County and Guilderland Town records · APN 013089 15.14-5-19
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3104 E LYDIUS ST, SCHENECTADY, NY 12303-5026 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jul 08, 2025 | Quit Claim Deed, Transfer · Veterans Administration Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 08, 2023 | Deed of Trust, Mortgage · Line of Credit PIONEER BANK |
| Sep 09, 2021 | Deed of Trust, Mortgage · Line of Credit PIONEER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2025 |
| Deed Sale | Jul 08, 2025 |
| Prior Sale | Jan 19, 2016 · Amount on Record |
| Deed Doc Number | 202512028 |
| Prior Transfer Date | Jun 26, 2025 |
| Prior Transfer Doc | 0000002028 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jul 08, 2025 |
| Property Address | 3104 E LYDIUS ST, SCHENECTADY, NY 12303-5026 |
| Document Number | 0000002028 |
| Instrument Date | Jun 26, 2025 |
| Instrument | R2025-12028 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | CHICAGO TITLE INSURANCE COO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3104 E LYDIUS ST, SCHENECTADY, NY 12303-5026 |
| Document Number | 0000002029 |
|---|---|
| Date | Jul 08, 2025 |
| Instrument | R2025-12029 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3104 E LYDIUS ST, SCHENECTADY, NY 12303-5026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3104 E LYDIUS ST, SCHENECTADY, NY 12303-5026 |
| Document Number | 0000000257 |
|---|---|
| Date | Jun 08, 2023 |
| Instrument | R2023-10257 |
| Name | PIONEER BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3104 E LYDIUS ST, SCHENECTADY, NY 12303-5026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007185 |
|---|---|
| Date | Sep 09, 2021 |
| Instrument | R2021-27185 |
| Name | PIONEER BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 20, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,896.00 (+12.33%) Disabled Person's exemption Veteran's exemption | $255,000 (-4.49%) Land $51,000 Building $204,000 | $340,000 (+8.24%) Land $68,000 Building $272,000 |
| 2023 | $267,000 (-) Land $53,000 Building $214,000 | $314,118 (+7.06%) Land $62,353 Building $251,765 | |
| 2022 | $267,000 Land $53,000 Building $214,000 | $293,407 Land $58,242 Building $235,165 | |
| 2021 | $5,249.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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