Monroe County property record for 31075 Ave C, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,544 sqft · built 2004 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Dec 2018) |
| Tax Bill | $5,131 (2024) |
| Deeds & Mortgages | Oct 2022 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00303430-000000 |
| Primary APN | 00303430-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,544 sqft Living Area |
| 1st Floor Area | 2,224 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Covered |
| Garage Area | 648 sqft |
| Porch | Florida Room |
| Porch Area | 796 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1375489 |
|---|---|
| Street Address | 31075 AVENUE C |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 27 LT 9 SANDS SUB PB1-65 BIG PINE KEY OR408-253 OR937-1146/1147 OR983-948/958(WILL) OR1067-892 OR1950-185 OR2084-1761 OR2098-1546 OR2857-1897/98 OR2941-98 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 25 |
| Legal Subdivision | SANDS SUBD |
| Legal Block | 27 |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 971401 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31075 AVENUE C, BIG PINE KEY, FL 33043-4552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · Line of Credit KEYS FCU |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 19, 2018 | Warranty Deed, Transfer · FHA Mortgage GROUP ONE MORTGAGE INC |
| Jun 5, 2017 | Grant Deed, Transfer · Conventional Mortgage FIRST ST BK/FL KEYS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2018 · Amount on Record |
| Deed Sale | Dec 19, 2018 · Amount on Record |
| Prior Sale | Jun 5, 2017 · Amount on Record |
| Deed Document Number | 20182198858 |
| Deed Book / Page | 2941 / 98 |
| Prior Transfer Date | Mar 30, 2005 |
| Prior Transfer Doc | 0020981546 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31075 AVENUE C, BIG PINE KEY, FL 33043-4552 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0031980936 |
|---|---|
| Date | Oct 20, 2022 |
| Book Page | 3198/936 |
| Instrument | 2395043 |
| Name | KEYS FCU |
|---|---|
| Type | Credit Union |
| Address | KEY WEST, FL 33040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Oct 19, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31075 AVENUE C, BIG PINE KEY, FL 33043-4552 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 31075 AVENUE C, BIG PINE KEY, FL 33043-4552 |
| Document Number | 0030821329 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 3082/1329 |
| Instrument | 2309240 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 19, 2018 |
| Property Address | 31075 AVENUE C, BIG PINE KEY, FL 33043-4552 |
| Document Number | 0029410098 |
| Book / Page | 2941 / 0098 |
| Map Reference | MB 1 PG 65 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 2198858 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,835.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1609 DELANO TRENT ST, 1609, RUSKIN, FL 33570-7946 |
| Name | Verified Name |
|---|---|
| Address | 31075 AVENUE C, BIG PINE KEY, FL 33043-4552 |
| Document Number | 0002198859 |
|---|---|
| Date | Dec 19, 2018 |
| Instrument | 2198859 |
| Name | GROUP ONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 5, 2017 |
| Property Address | 31075 AVENUE C, BIG PINE KEY, FL 33043-4552 |
| Document Number | 0028571897 |
| Book / Page | 002857 / 001897 |
| Instrument Date | May 23, 2017 |
| Instrument | 2125865 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31075 AVENUE C BIG PINE KEY FL 330434552, BIG PINE KEY, FL 33043-4552 |
| Document Number | 28571899 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 002857/001899 |
| Instrument | 2125866 |
| Name | FIRST ST BK/FL KEYS |
|---|---|
| Type | Bank |
| Address | KEY WEST, FL 33040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 4, 2047 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $531,840 (+5.47%) Land $220,000 Building $311,840 | $531,840 (+5.47%) Land $220,000 Building $311,840 | |
| 2024 | $5,131.00 (+8.78%) | ||
| 2023 | $4,717.00 (+7.67%) | $504,257 (+8.36%) Land $207,500 Building $296,757 | $504,257 (+8.36%) Land $207,500 Building $296,757 |
| 2022 | $4,381.00 | $465,347 Land $160,000 Building $305,347 | $465,347 Land $160,000 Building $305,347 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 369 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 369 in force |
| Nearby Flood Claims | 381 (1998–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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