Monroe County property record for 31124 Ave C, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 2004 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Jun 2024) |
| Tax Bill | $4,614 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00302000-000000 |
| Primary APN | 00302000-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Covered |
| Garage Area | 480 sqft |
| Porch | Florida Room |
| Porch Area | 284 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1374059 |
|---|---|
| Street Address | 31124 AVENUE C |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 17 LT 15 SANDS SUB PB1-65 BIG PINE KEY OR456-145 OR1185-508 OR1591-1675 OR1704-296 OR2043-1041 OR2166-1404 OR2380-1524 OR2429-647 OR2446-349 OR2726-758 OR2837-1876 OR3278-2036 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 25 |
| Legal Subdivision | SANDS SUBD |
| Legal Block | 17 |
| Legal Lot Number | 15 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 971401 |
Source: Monroe County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31124 AVENUE C, BIG PINE KEY, FL 33043-4516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Mar 26, 2018 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Feb 3, 2017 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2024 · Amount on Record |
| Deed Sale | Jun 3, 2024 · Amount on Record |
| Prior Sale | Aug 31, 2009 · Amount on Record |
| Deed Document Number | 20242463802 |
| Deed Book / Page | 3278 / 2036 |
| Prior Transfer Date | Feb 12, 2015 |
| Prior Transfer Doc | 0027260758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31124 AVENUE C, BIG PINE KEY, FL 33043-4516 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 31124 AVENUE C, BIG PINE KEY, FL 33043-4516 |
| Document Number | 0031151284 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 3115/1284 |
| Instrument | 2332258 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31124 AVENUE C, BIG PINE KEY, FL 33043-4516 |
| Document Number | 0029001030 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31124 AVENUE C BIG PINE KEY FL 330434516, BIG PINE KEY, FL 33043-4516 |
| Document Number | 0029001030 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 002900/001030 |
| Instrument | 2163581 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 9, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 3, 2017 |
| Property Address | 31124 AVENUE C, BIG PINE KEY, FL 33043-4516 |
| Document Number | 0028371876 |
| Book / Page | 002837 / 001876 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 2109210 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2017 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31124 AVENUE C BIG PINE KEY FL 330434516, BIG PINE KEY, FL 33043-4516 |
| Document Number | 28371878 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | 002837/001878 |
| Instrument | 2109211 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 2, 2047 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,614.00 (+5.9%) Homeowner's exemption | $473,237 (+11.33%) Land $220,000 Building $253,237 | $473,237 (+11.33%) Land $220,000 Building $253,237 |
| 2024 | $4,357.00 (+9.17%) | ||
| 2023 | $3,991.00 (+9.31%) | $425,075 (+12.04%) Land $207,500 Building $217,575 | $425,075 (+12.04%) Land $207,500 Building $217,575 |
| 2022 | $3,651.00 | $379,384 Land $160,000 Building $219,384 | $379,384 Land $160,000 Building $219,384 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 369 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 369 in force |
| Nearby Flood Claims | 381 (1998–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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