31046 Ave C, Big Pine Key, FL 33043 Property Records

Monroe County property record for 31046 Ave C, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,174 sqft · built 1958
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$304,500 (Dec 2020)
Tax Bill$3,209 (2024)
Deeds & MortgagesDec 2020 Sale & Mortgage
Aug 2018 Transfer
Flood ZoneZone AE (high risk)
APN00301820-000000

Property Details

APN / Parcel Number

Primary APN00301820-000000
Alternative APNs
  • 25662900301820000000
  • 1373885

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,174 sqft Living Area
1st Floor Area1,174 sqft
AtticAttic
Attic Area336 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1988
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialTar & Gravel
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions100 ft deep x 150 ft wide
Garage TypeCarport
Garage Area336 sqft
CarportCarport
Carport Area336 sqft

Exterior Amenities

PorchFlorida Room
Porch Area190 sqft
Deck Area384 sqft
Patio Area636 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number1373885
Street Address31046 AVENUE C
CityBIG PINE KEY
StateFL
Zip33043-4515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 16 LTS 14,15 AND 16 SANDS SUB PB1-65 BIG PINE KEY OR103-141 OR254-222 OR415-362/63 OR1139-221 OR2572-2171/72 OR2577-92/93 OR2600-1164/65 OR2920-1775 OR3060-1030
Legal Range29E
Legal Township66S
Legal Section25
Legal SubdivisionSANDS SUBD
Legal Block16
Legal Lot Number14-15
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1047
Census Tract971401

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address31046 AVENUE C, BIG PINE KEY, FL 33043-4515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 6, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2020 · Amount on Record
Deed SaleDec 3, 2020 · Amount on Record
Prior SaleAug 6, 2018 · Amount on Record
Deed Document Number20202293324
Deed Book / Page3060 / 1030
Prior Transfer DateAug 2, 2018
Prior Transfer Doc0029201775
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 3, 2020
Property Address31046 AVENUE C, BIG PINE KEY, FL 33043-4515
Document Number0030601030
Book / Page3060 / 1030
Map ReferenceMB 1 PG 65
Instrument DateNov 30, 2020
Instrument2293324
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyALL KEYS TTL & NOTARY SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,131.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address348 GUAVA AVE, 348, MARATHON, FL 33050-5715

Transferred To (Grantee/Buyer)

NameVerified Name
Address31046 AVENUE C, BIG PINE KEY, FL 33043-4515

Mortgage

Document Number0030601032
DateDec 3, 2020
Instrument3060/1032
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateAug 6, 2018
Property Address31046 AVENUE C, BIG PINE KEY, FL 33043-4515
Document Number0029201775
Book / Page002920 / 001775
Instrument DateAug 2, 2018
Instrument2181209
Transaction TypeTransfer
Record UpdatedAug 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address348 GUAVA AVE GRASSY KEY FL 330505715, GRASSY KEY, FL 33050-5715

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$329,722 (+5.99%)$502,818 (+7.37%) Land $324,800 Building $178,018
2024$3,209.00 (+5.25%)
2023$3,049.00 (+2.69%) Homeowner's exemption$311,098 (+3%)$468,305 (+16.81%) Land $306,800 Building $161,505
2022$2,969.00 Homeowner's exemption$302,037$400,924 Land $236,900 Building $164,024

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 369 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies369 in force
Nearby Flood Claims381 (1998–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 167 claims
  • Hurricane Wilma, Oct 2005 · 76 claims
  • Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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