31051 Ave C, Big Pine Key, FL 33043 Property Records

Monroe County property record for 31051 Ave C, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,576 sqft · built 2005
Lot Size	0.114 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (May 2018)
Tax Bill	$5,574 (2024)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00303400-000000`

Property Details

APN / Parcel Number

Primary APN	`00303400-000000`
Alternative APN	`1375454`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,576 sqft Living Area
1st Floor Area	1,576 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Other
Foundation Type	Pile
Roof Type	Gable
Roof Material	Metal
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	615 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1375454
Street Address	31051 AVENUE C
City	BIG PINE KEY
State	FL
Zip	33043-4552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 27 LT 6 SANDS SUB PB1-65 BIG PINE KEY OR408-253 OR937-1146/47 OR983-948/58WILL OR1067-892 OR1950-185 OR2138-232
Legal Range	29E
Legal Township	66S
Legal Section	25
Legal Subdivision	SANDS SUBD
Legal Block	27
Legal Lot Number	6
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1045
Census Tract	971401

Owner

31051 Ave C is owned and occupied by two individuals who bought it in May 2018.

Source: Monroe County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	31051 AVENUE C, BIG PINE KEY, FL 33043-4552
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	Dec 31, 2015 · Amount on File
Deed Document Number	2170123
Deed Book / Page	2907 / 2297
Record Updated	Jun 8, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 22, 2018
Property Address	31051 AVENUE C, BIG PINE KEY, FL 33043-4552
Document Number	0029072297
Book / Page	002907 / 002297
Instrument Date	May 14, 2018
Instrument	2170123
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31051 AVENUE C BIG PINE KEY FL 330434552, BIG PINE KEY, FL 33043-4552

Mortgage

Document Number	29072299
Date	May 22, 2018
Book Page	002907/002299
Instrument	2170124

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 21, 2033

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$560,842 Land $220,000 Building $340,842	$560,842 Land $220,000 Building $340,842
2024	$5,574.00 (+5.97%)
2023	$5,260.00 (+3.77%)	$531,038 (-2.09%) Land $207,500 Building $323,538	$531,038 (-2.09%) Land $207,500 Building $323,538
2022	$5,069.00	$542,389 Land $160,000 Building $382,389	$542,389 Land $160,000 Building $382,389

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31051 Ave C in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 369 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	369 in force
Nearby Flood Claims	381 (1998–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 167 claims Hurricane Wilma, Oct 2005 · 76 claims Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31051 Ave C is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20