31043 Ave C, Big Pine Key, FL 33043 Property Records

Monroe County property record for 31043 Ave C, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,572 sqft · built 2004
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (Jun 2019)
Tax Bill$3,918 (2024)
Deeds & MortgagesMay 2023 Mortgage
Aug 2022 Refinance
+ 2 more
Flood ZoneZone AE (high risk)
APN00303390-000000

Property Details

APN / Parcel Number

Primary APN00303390-000000
Alternative APN
  • 1375446

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,572 sqft Living Area
1st Floor Area1,512 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeCarport
CarportCarport
Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area756 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1375446
Street Address31043 AVENUE C
CityBIG PINE KEY
StateFL
Zip33043-4552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 27 LOT 5 SANDS SUB PB1-65 BIG PINE KEY OR408-253 OR937-1146 OR983-948 OR1067-892 OR1950-185 OR2050-7 OR2479-1901
Legal Range29E
Legal Township66S
Legal Section25
Legal SubdivisionSANDS SUBD
Legal Block27
Legal Lot Number5
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1045
Census Tract971401

Owner

31043 Ave C is owned and occupied by an individual who acquired it in August 2022.

Source: Monroe County records, as of December 5, 2025

Owner of RecordIndividual Name on File
Mailing Address31043 AVENUE C, BIG PINE KEY, FL 33043-4552
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 23, 2023Deed of Trust, Mortgage · FHA Mortgage
COLUMBUS CAPITAL LENDING LLC
Aug 23, 2022Intrafamily Transfer, Transfer · Stand-Alone Refinance
ANTHONY GENOVA
Jun 27, 2019Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Mar 7, 2018Warranty Deed, Transfer
TRUE TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2019 · Amount on File
Deed SaleJun 27, 2019 · Amount on File
Prior SaleJun 27, 2019 · Amount on File
Deed Document Number0029720471
Deed Book / Page2972 / 0471
Last Transfer DateAug 23, 2022
Transfer Doc0031902059
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address31043 AVENUE C, BIG PINE KEY, FL 33043-4552
Transaction TypeMortgage
Record UpdatedJun 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address31043 AVENUE C, BIG PINE KEY, FL 33043-4552

Mortgage

Document Number0032261656
DateMay 23, 2023
Book Page3226/1656
Instrument2419109
Lender
NameCOLUMBUS CAPITAL LENDING LLC
TypeMortgage Company
AddressMIAMI, FL 33176
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateAug 23, 2022
Property Address31043 AVENUE C, BIG PINE KEY, FL 33043-4552
Document Number0031902059
Book / Page3190 / 2059
Map ReferenceMB 1 PG 65
Instrument DateAug 20, 2022
Instrument2388817
Transaction TypeTransfer
Record UpdatedSep 20, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address31043 AVENUE E, 31043, BIG PINE KEY, FL 33043-4538

Transferred To (Grantee/Buyer)

NameVerified Name
Address31043 AVENUE C, BIG PINE KEY, FL 33043-4552

Mortgage

Document Number0031902061
DateAug 23, 2022
Instrument3190/2061
Lender
NameANTHONY GENOVA
TypePrivate Party
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 27, 2019
Property Address31043 AVENUE C, BIG PINE KEY, FL 33043-4552
Document Number0029720471
Book / Page2972 / 0471
Map ReferenceMB 1 PG 65
Instrument DateJun 14, 2019
Instrument2226425
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address905 13TH ST SW, 905, VERO BEACH, FL 32962-5400

Transferred To (Grantee/Buyer)

NameVerified Name
Address27833 SOUTHWEST 29TH PLACE, HOMESTEAD, FL 33032

Mortgage

Document Number0029720473
DateJun 27, 2019
Instrument2972-0473
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 7, 2018
Property Address31043 AVENUE C, BIG PINE KEY, FL 33043-4552
Document Number0028941903
Book / Page002894 / 001903
Instrument DateMar 1, 2018
Instrument2158253
Transaction TypeTransfer
Record UpdatedMar 27, 2018
Title CompanyTRUE TITLE

Transaction

AmountAmount on Record
Tax$1,260.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address905 13TH ST SW VERO BEACH FL 329625400, VERO BEACH, FL 32962-5400

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$454,166$584,899 Land $220,000 Building $364,899
2024$3,918.00 (+4.98%)
2023$3,732.00 (-21.2%) Homeowner's exemption$428,512 (-15.26%)$557,454 (+10.25%) Land $207,500 Building $349,954
2022$4,736.00$505,649 Land $160,000 Building $345,649$505,649 Land $160,000 Building $345,649

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31043 Ave C in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 369 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies369 in force
Nearby Flood Claims381 (1998–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 167 claims
  • Hurricane Wilma, Oct 2005 · 76 claims
  • Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31043 Ave C is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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