31059 Ave C, Big Pine Key, FL 33043 Property Records

Monroe County property record for 31059 Ave C, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,196 sqft · built 2005
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$382,000 (Aug 2019)
Tax Bill$4,981 (2024)
Deeds & MortgagesOct 2020 Mortgage
Aug 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00303410-000000

Property Details

APN / Parcel Number

Primary APN00303410-000000
Alternative APN
  • 1375462

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,196 sqft Living Area
1st Floor Area1,576 sqft
Basement Area1,576 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2006
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage TypeCovered
Garage Area520 sqft
PorchUnfinished Open Porch
Porch Area742 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1375462
Street Address31059 AVENUE C
CityBIG PINE KEY
StateFL
Zip33043-4552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 27 LT 7 SANDS SUB PB1-65 BIG PINE KEY OR408-253 OR937-1146/1147 OR983-948/958 OR1067-892 OR1950-185 OR2180-221 OR2882-1571/72 OR2978-1569
Legal Range29E
Legal Township66S
Legal Section25
Legal SubdivisionSANDS SUBD
Legal Block27
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1045
Census Tract971401

Owner

Source: Monroe County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2225 OVERSEAS HWY, MARATHON, FL 33050-2229
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Aug 6, 2019Warranty Deed, Transfer · FHA Mortgage
HOMESTEAD FUNDING CORP
Dec 11, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2019 · Amount on Record
Deed SaleAug 6, 2019 · Amount on Record
Prior SaleJan 17, 2006 · Amount on Record
Deed Document Number20192231496
Deed Book / Page2978 / 1569
Prior Transfer DateDec 5, 2017
Prior Transfer Doc0028821571
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address31059 AVENUE C, BIG PINE KEY, FL 33043-4552
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address31059 AVENUE C, BIG PINE KEY, FL 33043-4552

Mortgage

Document Number0030471510
DateOct 1, 2020
Book Page3047/1510
Instrument2284148
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term346 Months
DueAug 1, 2049

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 6, 2019
Property Address31059 AVENUE C, BIG PINE KEY, FL 33043-4552
Document Number0029781569
Book / Page2978 / 1569
Map ReferenceMB 1 PG 65
Instrument DateJul 25, 2019
Instrument2231496
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,674.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5537 NOVARA PL, 5537, SARASOTA, FL 34238-6215

Transferred To (Grantee/Buyer)

NameVerified Name
Address2225 OVERSEAS HWY, MARATHON, FL 33050-2229

Mortgage

Document Number0029781573
DateAug 6, 2019
Instrument2978-1573
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateDec 11, 2017
Property Address31059 AVENUE C, BIG PINE KEY, FL 33043-4552
Document Number0028821571
Book / Page002882 / 001571
Instrument DateDec 5, 2017
Instrument2146953
Transaction TypeTransfer
Record UpdatedJan 24, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5537 NOVARA PL SARASOTA FL 342386215, SARASOTA, FL 34238-6215

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$515,057 (+4.38%) Land $220,000 Building $295,057$515,057 (+4.38%) Land $220,000 Building $295,057
2024$4,981.00 (+8.66%)
2023$4,584.00 (+8.09%)$493,431 (+9.82%) Land $207,500 Building $285,931$493,431 (+9.82%) Land $207,500 Building $285,931
2022$4,241.00$449,292 Land $160,000 Building $289,292$449,292 Land $160,000 Building $289,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 369 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies369 in force
Nearby Flood Claims381 (1998–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 167 claims
  • Hurricane Wilma, Oct 2005 · 76 claims
  • Hurricane Georges, Sep 1998 · 122 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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