Monroe County property record for 31027 Ave C, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,268 sqft · built 2003 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $366,600 (Aug 2017) |
| Tax Bill | $3,271 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2018 Loan Modification + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00303370-000000 |
| Primary APN | 00303370-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| Basement Area | 1,624 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Covered |
| Garage Area | 952 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 482 sqft |
| Deck Area | 432 sqft |
| Patio Area | 624 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1375420 |
|---|---|
| Street Address | 31027 AVENUE C |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-4552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 27 LT 3 SANDS SUB PB1-65 BIG PINE KEY OR500-121 OR963-1838 OR983-948/58WILL OR1067-892 OR1928-1811 OR2328-816 OR2477-1021C/T OR2501-2007/08 OR2549-497 OR2868-939/40 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 25 |
| Legal Subdivision | SANDS SUBD |
| Legal Block | 27 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 971401 |
31027 Ave C is owned and occupied by an individual who bought it in August 2017.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31027 AVENUE C, BIG PINE KEY, FL 33043-4552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Jun 20, 2018 | Loan Modification, Mortgage PLANET HM LNDG |
| Aug 9, 2017 | Warranty Deed, Transfer · FHA Mortgage CENTENNIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2017 · Amount on File |
| Deed Sale | Aug 9, 2017 · Amount on File |
| Prior Sale | Jan 24, 2011 · Amount on File |
| Deed Document Number | 20172134495 |
| Deed Book / Page | 2868 / 939 |
| Prior Transfer Date | Dec 27, 2011 |
| Prior Transfer Doc | 0025490497 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31027 AVENUE C, BIG PINE KEY, FL 33043-4552 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3107 AVENUE C, BIG PINE KEY, FL 33043 |
| Document Number | 0031030789 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 3103/789 |
| Instrument | 2323635 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 31027 AVENUE C, BIG PINE KEY, FL 33043-4552 |
| Document Number | 0029161684 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 31027 AVENUE C BIG PINE KEY FL 330434552, BIG PINE KEY, FL 33043-4552 |
| Document Number | 0029161684 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 002916/001684 |
| Instrument | 2177693 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 11, 2048 |
| Rate | 3.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 9, 2017 |
| Property Address | 31027 AVENUE C, BIG PINE KEY, FL 33043-4552 |
| Document Number | 0028680939 |
| Book / Page | 2868 / 0939 |
| Map Reference | MB1 PG65 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 2134495 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,566.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3709 E EDGERTON AVEA, 3709, CUDAHY, WI 53110 |
| Name | Verified Name |
|---|---|
| Address | 31027 AVE C BIG, WEST PALM BEACH, FL 33403 |
| Document Number | 0002134497 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | 2134497 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $375,224 | $566,413 Land $220,000 Building $346,413 | |
| 2024 | $3,271.00 (+5.48%) | ||
| 2023 | $3,101.00 (+2.95%) Homeowner's exemption | $354,030 (+3%) | $536,744 (+8.85%) Land $207,500 Building $329,244 |
| 2022 | $3,012.00 Homeowner's exemption | $343,719 | $493,086 Land $160,000 Building $333,086 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31027 Ave C in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 369 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 369 in force |
| Nearby Flood Claims | 381 (1998–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31027 Ave C is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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