15 Cypress Dr, Decatur, AL 35603 Property Records

Morgan County property record for 15 Cypress Dr, Decatur, AL 35603

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,461 sqft · built 2006
Lot Size	0.367 acres (16,014 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Feb 2026)
Tax Bill	$1,845 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2006 Construction Loan + 12 more
Flood Zone	Zone X (minimal risk)
APN	`12-01-01-0-000-002.046`

Property Details

APN / Parcel Number

Primary APN	`12-01-01-0-000-002.046`
Alternative APNs	`143895` `70901`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,461 sqft Living Area
1st Floor Area	1,461 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,014 sqft (0.367 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	143895
Street Address	15 CYPRESS DR
City	DECATUR
State	AL
Zip	35603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39, CYPRESS COVE SUBDIVISION ADDITION NO. 1 MB 2006 PG 24 SEC 1, T6S, R4W
Legal Range	4W
Legal Township	6S
Legal Section	01
Legal Subdivision	CYPRESS COVE S/D ADDITION 1
Legal Lot Number	39
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3043
Census Tract	5404

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 WILLOW PL, DECATUR, AL 35603-5931
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Dec 14, 2006	Deed of Trust, Mortgage · Construction Mortgage GOBBLE FITE LUMBER CO INC
Dec 14, 2006	Deed of Trust, Mortgage CYPRESS COVE DEVELOPMENT LLC
Apr 27, 2007	Deed of Trust, Mortgage · Conventional Mortgage PLATINUM MORTGAGE INC
Apr 27, 2007	Deed of Trust, Mortgage · Conventional Mortgage PLATINUM MORTGAGE INC
Feb 6, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage LISTERHILL CU
Jun 28, 2022	Warranty Deed, Transfer · Conventional Mortgage LISTERHILL CU
Oct 5, 2020	Intrafamily Transfer, Transfer
Oct 7, 2020	Re-recorded Document TIMIOS INC
May 11, 2018	Warranty Deed, Transfer · Commercial Mortgage TRADITIONS BANK
Dec 14, 2011	Warranty Deed, Transfer · Conventional Mortgage TRADITIONS BANK
Apr 27, 2007	Corporation Deed, Subdivision Related Transfer · FHA Mortgage PLATINUM MORTGAGE INC
Dec 24, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2026 · Amount on Record
Deed Sale	Feb 6, 2026 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Book / Page	2026 / 1146
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	02020/9090
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	15 CYPRESS DR, DECATUR, AL 35603
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/44755
Date	Oct 5, 2020
Book Page	2020/44755

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	15 CYPRESS DR, DECATUR, AL 35603
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2006/65157
Date	Dec 14, 2006
Book Page	2006/65157

Lender

Name	GOBBLE FITE LUMBER CO INC
Address	DECATUR, AL 35601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	15 CYPRESS DR, DECATUR, AL 35603
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2006/65160
Date	Dec 14, 2006
Book Page	2006/65160

Lender

Name	CYPRESS COVE DEVELOPMENT LLC

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 14, 2007

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	15 CYPRESS DR, DECATUR, AL 35603
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007/22458
Date	Apr 27, 2007
Book Page	2007/22458

Lender

Name	PLATINUM MORTGAGE INC
Type	Mortgage Company
Address	MADISON, AL 35758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2027

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	15 CYPRESS DR, DECATUR, AL 35603
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007/22458
Date	Apr 27, 2007
Book Page	2007/22458

Lender

Name	PLATINUM MORTGAGE INC
Type	Mortgage Company
Address	MADISON, AL 35758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2027

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Feb 6, 2026
Property Address	15 CYPRESS DR, DECATUR, AL 35603
Document Number	02026/1146
Book / Page	2026 / 1146
Map Reference	MB 2006 PG 24
Instrument Date	Feb 5, 2026
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2831 SUMMERWIND DR SE, DECATUR, AL 35603-5122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WILLOW PL, DECATUR, AL 35603-5931

Mortgage

Document Number	0020264879
Date	Feb 6, 2026
Instrument	2026/4879

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jun 28, 2022
Property Address	15 CYPRESS DR, DECATUR, AL 35603
Document Number	02022/7382
Book / Page	2022 / 7382
Map Reference	MB 2006 PG 24
Instrument Date	Jun 28, 2022
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3016 LISA LN SE, DECATUR, AL 35603-5837

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 WILLOW PL, DECATUR, AL 35603-5931

Mortgage

Document Number	0202231398
Date	Jun 28, 2022
Instrument	2022/31398

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jun 28, 2022
Property Address	15 CYPRESS DR, DECATUR, AL 35603
Document Number	02022/7382
Book / Page	2022 / 7382
Map Reference	MB 2006 PG 24
Instrument Date	Jun 28, 2022
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3016 LISA LN SE, DECATUR, AL 35603-5837

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 WILLOW PL, DECATUR, AL 35603-5931

Mortgage

Document Number	0202231398
Date	Jun 28, 2022
Instrument	2022/31398

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2052

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN AL
Recording Date	Oct 5, 2020
Property Address	15 CYPRESS DR, DECATUR, AL 35603
Document Number	02020/9090
Book / Page	2020 / 9090
Map Reference	MB 2006 PG 24
Instrument Date	Sep 11, 2020
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 WILLOW PL, DECATUR, AL 35603-5931

October 2020: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MORGAN AL
Recording Date	Oct 7, 2020
Property Address	15 CYPRESS DR, DECATUR, AL 35603
Document Number	02020/9212
Book / Page	2020 / 9212
Map Reference	MB 2006 PG 24
Instrument Date	Sep 11, 2020
Record Updated	Jun 19, 2026
Title Company	TIMIOS INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 WILLOW PL, DECATUR, AL 35603-5931

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	May 11, 2018
Property Address	15 CYPRESS DR, DECATUR, AL 35603
Document Number	2018/03881
Book / Page	2018 / 03881
Map Reference	MB2006 PG24
Instrument Date	May 9, 2018
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 WILLOW PL, DECATUR, AL 35603-5931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 LOG CABIN TRL, SOMERVILLE, AL 35670-3214

Mortgage

Document Number	2018/14173
Date	May 11, 2018
Book Page	2018/14173

Lender

Name	TRADITIONS BANK
Type	Bank
Address	CULLMAN, AL 35055

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	144 Months
Due	May 9, 2030

December 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Dec 14, 2011
Property Address	15 CYPRESS DR, DECATUR, AL 35603
Document Number	2011/06880
Book / Page	2011 / 06880
Map Reference	MB2006 PG24
Instrument Date	Dec 12, 2011
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$27.00
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	15 WILLOW PL, DECATUR, AL 35603-5931

Mortgage

Document Number	2011/38460
Date	Dec 14, 2011
Book Page	2011/38460

Lender

Name	TRADITIONS BANK
Address	CULLMAN, AL 35055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2042

April 2007: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	MORGAN AL
Recording Date	Apr 27, 2007
Property Address	15 CYPRESS DR, DECATUR, AL 35603
Document Number	2007/03389
Book / Page	2007 / 03389
Instrument Date	Apr 26, 2007
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$2.50
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 WILLOW PL, DECATUR, AL 35603-5931

Mortgage

Document Number	2007/22451
Date	Apr 27, 2007
Book Page	2007/22451

Lender

Name	PLATINUM MORTGAGE INC
Type	Mortgage Company
Address	MADISON, AL 35758

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2037

December 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Dec 24, 2006
Property Address	15 CYPRESS DR, DECATUR, AL 35603
Document Number	2006/10083
Book / Page	2006 / 10083
Map Reference	MB2006 PG24
Instrument Date	Dec 14, 2006
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,845.00 (+120.69%) Homeowner's exemption	$24,670 (+3.66%) Land $5,500 Building $19,170	$246,700 (+3.66%) Land $55,000 Building $191,700
2024		$23,800 (-) Land $5,000 Building $18,800	$238,000 (-) Land $50,000 Building $188,000
2023	$836.00 (+34.62%) Homeowner's exemption	$23,800 (+31.78%) Land $5,000 Building $18,800	$238,000 (+31.78%) Land $50,000 Building $188,000
2022	$621.00 Homeowner's exemption	$18,060 Land $2,500 Building $15,560	$180,600 Land $25,000 Building $155,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
FlashFiber Fiber	1,000 / 1,000