3089 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 3089 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,028 sqft · built 1950
Lot Size0.689 acres (29,994 sqft)
OwnerCompany Name on Record
Last Sale$43,300 (Jul 2016)
Tax Bill$773 (2025)
Flood ZoneZone AE (high risk)
APN04-07S-03W-3153-000B-0700

Property Details

APN / Parcel Number

Primary APN04-07S-03W-3153-000B-0700
Alternative APN
  • 03W07S043153000B0700

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,028 sqft Living Area
1st Floor Area1,028 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area29,994 sqft (0.689 acres)
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C

Location & Zoning

Street Address3089 HIGHWAY 98 E
CityCARRABELLE
StateFL
Zip32322-8001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 2 BL B LOT 70 OR 150/107 OR 178/414-415 OR 178/418 ST JAMES ISL PRK OR 203/69 OR 269/15 OR 206/119 793/557 793/559 850/781 967/538 1107/141 1114/317 1173/146
Legal Range03W
Legal Township07S
Legal Section04
Legal SubdivisionST JAMES ISLAND PRK
Legal BlockB
Legal Lot Number70
Legal Unit2
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2075
Census Tract970102

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1081 STATE ROUTE 28, 299, MILFORD, OH 45150-2199
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2016 · Amount on Record
Deed SaleJul 22, 2016 · Amount on Record
Prior SaleFeb 21, 2014 · Amount on Record
Deed Document Number20163485
Deed Book / Page1173 / 146
Prior Transfer DateMay 21, 2004
Prior Transfer Doc0000004749
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$773.00 (+12.68%)$88,854 (+19.59%) Land $50,000 Building $38,854$88,854 (+19.59%) Land $50,000 Building $38,854
2024$686.00 (+2.69%)$74,300 (+3.81%) Land $35,000 Building $39,300$74,300 (+3.81%) Land $35,000 Building $39,300
2023$668.00 (+7.4%)$71,572 (+12.44%) Land $40,000 Building $31,572$71,572 (+12.44%) Land $40,000 Building $31,572
2022$622.00$63,653 Land $40,000 Building $23,653$63,653 Land $40,000 Building $23,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation16.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CARRABELLE WATER SYSTEM
serves 3,690 people · EPA ID FL1190118
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50

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